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  1. #1
    Registered User claimsgirl66's Avatar
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    Default Baby steps-thanks to you all!

    OK...last week I got my tax refunds back....instead of blowing it all on dinner, clothes and (sigh) a pair of beautiful leather boots which are soft as butter....I made a big payment and paid off one major credit card and then paid off a small balance I had on a store charge card. And I still have $500 left. So I knocked 2 bills/debts off and I am NOT going to use those cards again. I still have a high balance on another card, and my car loan, mortgage, etc..and a student loan. But I am going to snow ball the $ and try to make a big dent in the other credit card by this summer.

    When I look at what I still owe I get a little overwhelmed but am trying to pat myself on the back for paying off 2 bills. I remind myself I have a house full of "stuff" and plenty of clothes and shoes, so I am happy with what I have.

    Reading all your success stories keeps me on track!
    "The average pencil is seven inches long, with just a half-inch eraser - in case you thought optimism was dead." ~Robert Brault

  2. #2
    Registered User kaykwilts's Avatar
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    Good for you for sticking with the program!

  3. #3
    Super Moderator Darlene's Avatar
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    I'm so proud of & happy for you! Love your attitude... you should pat yourself on the back for paying down down debt & at the same time not adding to the "stuff" load. You are lightening up and that is such a nice freeing feeling. Sleep well.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
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  4. #4
    Registered User suzysaver's Avatar
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    Way to go ! You just keep plugging away, your doing great.

  5. #5
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    you are doing great! Keep the momentum moving!

  6. #6
    Registered User Cricketlegs's Avatar
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    Just remember the feeling and stay on track!

    Good job.

    All mine went on bills..every cent!

  7. #7
    Registered User nwmissourigal's Avatar
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    Good for you. I know it seems overwhelming at time, but you are on the right track. I know not getting boots like that was hard, but you made the right choice..Blessings..Kathy

  8. #8
    Registered User thrifty gal's Avatar
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    WTG!!!! Keep it up, and you'll be debt free soon.

  9. #9
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    Nice work.

    Sounds like you're off to a great start.

  10. #10
    Registered User Dancing Lotus's Avatar
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    Im so proud of you I know how hard that was. I would normaly take my tax refund and buy something like a desinger purse and something stuppid. This year I am going to pay off a dept and save the rest.

  11. #11
    Registered User Scattymum's Avatar
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    WTG!, just think of that bit of debt gone for good! well done for sticking with it!

  12. #12
    Registered User oklahomapoet's Avatar
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    Congrats! I so wish I was getting a tax return.

  13. #13
    Registered User pammy's Avatar
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    That's awesome!!! But fair warning.. it gets addictive. hehe


    Bring on them baby steps...
    Step 1: done
    Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
    Step 3: to follow, won't know aim until things settle
    Step 4: to follow, currently at 6%
    Step 5: grown child
    Step 6: huge mortgage ANNIHILATED!!
    Step 7: ahhhh....



  14. #14
    Registered User AheeK's Avatar
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    Good job! Keep up the good work!

  15. #15
    Registered User cdmom's Avatar
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    I bet you feel a weight has been lifted. I have paid many balances off before and end up right back in the mess. Not this time they will be cut up. If you don't have it readily available you can't charge it! Thanks for the inspiration!

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