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  1. 06-13-2007, 10:48 AM #1
    Jayne
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    Default Finally got dh to look at our mess..

    Last Saturday dh and I sat down with all of our bills...he was ignoring the situation and I told him we had to do something...so we are now on the snowball to debt free living

    First we set up a budget and then we tallied up all the debts, equity, two personal loans, and ten credit cards...total amount is 146,397.10

    Dh gets a very large bonus every year and that will be going on the debt as well as the snowballing...I know we can do this because we are both on board this time..I kept trying to do it on my own and I wasn't able to..

    Our ultimate goal is for dh to be able to get out of the job he is in and get a "normal" job...he is under so much pressure and his cell phone rings constantly..next job will be cell phone/beeper free

    After we get these debts cleared up , we will hit the mortgage!!

    Look out debt
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  2. 06-13-2007, 01:07 PM #2
    geckoace
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    wow. thats a great start though now the he's onboard you can attack the problem!
    Reba

    When you come to the end of your rope, tie a knot and hang on.
    — Franklin D. Roosevelt

    2012 STATS
    Reading Challenge 8/50
    No Spend Days
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  3. 06-13-2007, 02:34 PM #3
    Mom23boys
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    Yeah! Glad your DH is onboard too!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  4. 06-13-2007, 02:38 PM #4
    kittykatstrong
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    Two is always better than one.

    Katy
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  5. 06-13-2007, 02:53 PM #5
    bumplett
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    you can do it!

    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper
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  6. 06-13-2007, 03:34 PM #6
    Luv2BeFrugal
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    Sounds like you've got a great plan going! Glad you two teamed up to "attack"! You're gonna do great!! Keep us posted!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  7. 06-14-2007, 12:28 AM #7
    pammy
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    It's so addictive, once you start you just can't wait to see that debt number roll down. Congrats on getting your dh on board with ya, that's awesome!!!


    Bring on them baby steps...
    Step 1: done
    Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
    Step 3: to follow, won't know aim until things settle
    Step 4: to follow, currently at 6%
    Step 5: grown child
    Step 6: huge mortgage ANNIHILATED!!
    Step 7: ahhhh....


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  8. 06-14-2007, 04:47 AM #8
    Its_Donna
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    WTG!

    You can do this and it is wonderful to have your spouse on board. It makes all the difference in the world. Keep us posted!!
    Donna F.

    We're DEBT FREE

    Pay It Foward

    Nov. Eat Out Days - 0/30

    Nov. Grocery Challenge - $70/$425
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  9. 06-14-2007, 06:35 AM #9
    jamie79
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    Glad you were able to get him to sit down with you. Good luck working on it
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  10. 06-14-2007, 06:50 AM #10
    TheRootedNomad
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    Quote Originally Posted by pammy View Post
    It's so addictive, once you start you just can't wait to see that debt number roll down. Congrats on getting your dh on board with ya, that's awesome!!!


    Definately addictive to see those numbers go down!!!!


    Good Luck we're cheering you on!!!
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  11. 06-14-2007, 10:22 AM #11
    Jayne
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    Oh thank you!!..You guys have given me such incentive!!!...I can't wait to see this snowball build!!...I will be able to put 160.00 extra a month to start it rolling!!!...This is so exciting!!!....We have eaten at home all week, and I am using cash only for groceries and gas......I really am motivated to do this!!
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  12. 06-14-2007, 11:06 AM #12
    frugalfriend
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    Good for you! I know too many people in denial and the debt keeps growing ~ way to go for recognizing it and attacking it with a great attitude!!!
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  13. 06-14-2007, 12:11 PM #13
    miss_thrifty
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    thats great that you go through to him. It took me along time and still at times he falls back behind.
    You know the saying: Dont stand in front of me, Don't stand behind me, just stand beside me."
    Its suppose to equal 50/50. But not all relationships are.
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