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  1. 06-21-2007, 08:04 PM #1
    claimsgirl66
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    Wink Glad I had emergency fund...

    I now really appreciate having the EF.
    My SUV has got some mileage on it and needed some maintenance ( kinda like me), which totalled, gulp, :surprise: $970!!!
    The work needed to be done, and I HATE to part with money but on the upside, am glad I had the $ saved.

    So, bad news: my EF pretty much wiped out.
    Good news: tomorrow is payday and I can replenish all the $$ and just not make that extra payment on my cc I was going to pay, which is OK. I already made a couple of extra payments this month anyway.

    I normally grocery shop on payday also, but will trim back and just spend $20 for some fresh fruit/veggies and eat from my pantry...which is full!

    So, in trying to give myself a peptalk, I will have $$ in the bank, the bills are paid, and I have plenty of food in the cupboard...it could be worse.

    I know I am not the one who has difficulty in parting with EF $ money, but on the flip side, six months ago I had no EF & would have charged the auto repairs on the c.c.

    But thanks to the tips & motivation here, well, I am much better off! OK, enough blathering.
    "The average pencil is seven inches long, with just a half-inch eraser - in case you thought optimism was dead." ~Robert Brault
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  2. 06-21-2007, 08:20 PM #2
    Mom23boys
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    Thank goodness for EF's!! Doesn't it feel good to not have to put those charges on the CC's?? WOOHOO!!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  3. 06-21-2007, 08:39 PM #3
    DixieJ
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    I know it does hurt to have to deplete you EF, on the bright side, at least you didn't have to put in on a CC.

    Dixie Jean
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  4. 06-21-2007, 09:16 PM #4
    ktsmama
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    You sound like you have got a great plan worked out. Good for you!!
    Robbin

    Mom to Katey
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  5. 06-21-2007, 10:59 PM #5
    kittykatstrong
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    That is what the EF is for. Too bad you had to use it, good that you had one.

    Katy
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  6. 06-22-2007, 06:41 AM #6
    lullaby80
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    Hey thats what the EF is there for, situations like these. I'm sure you'll build it back up in no time.
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  7. 06-22-2007, 07:15 AM #7
    autumnlynn
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    It's great that you had the cash to pay for the repairs. Your attitude is great and you will have the ef built up in no time.
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  8. 06-22-2007, 09:04 AM #8
    themartins903
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    AWESOME positive attitude! You go girl!!
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  9. 06-22-2007, 09:26 AM #9
    geckoace
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    yeah EF!! and double yeah for payday
    Reba

    When you come to the end of your rope, tie a knot and hang on.
    — Franklin D. Roosevelt

    2012 STATS
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  10. 06-22-2007, 09:39 AM #10
    Darlene
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    Blather all you want, you earned the right. Paid in full is a good feeling.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
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  11. 06-22-2007, 02:24 PM #11
    wanderlusting
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    YAY for Emergency Funds!
    Wife to Air Force DH for 7 years.
    SAHM to twin boys, Samuel and David!
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  12. 06-26-2007, 01:31 PM #12
    Luv2BeFrugal
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    Awesome job saving, planning, and budgeting! You did great!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  13. 06-28-2007, 08:22 AM #13
    MarshHen
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    You done good!
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  14. 06-29-2007, 08:03 PM #14
    Michelle68
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    Good for you having the EF! I know what you mean about parting with money from the EF, it's really hard for me to do also. We just had to take out around $1000 for a truck repair and associated expenses, but at least we had the money in the EF. Don't worry, you'll build it back again.

    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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