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Thread: ACK!

  1. #1
    Registered User cheappearls's Avatar
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    Default ACK!

    Well, DH is working late so I decided to write out all our debt just to see. I haven't looked at the actual numbers in months but geez! I was shocked (isn't it always like that?). The number in my head was a lot lower.

    We have $20,651.20 in debt. That's 2 vehical loans (truck and motorcycle) plus about $2000 on a credit card. I know it could be a whole lot though.

    But I did figure out if I double up on the loan payments, we can pay both off in 2 years! In 6 months Dh is changing jobs and should be making at least a few hundred more then he does now so if we keep our life style the same we shouldn't miss the extra money.

    Debt sucks. It really does.

  2. #2
    Registered User wanderlusting's Avatar
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    Glad you have a game plan!
    Wife to Air Force DH for 7 years.
    SAHM to twin boys, Samuel and David!

  3. #3
    Registered User Mom23boys's Avatar
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    You are right; it could be worse.

    Quote Originally Posted by jennybethg View Post
    Glad you have a game plan!
    Me too!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

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    Registered User kittykatstrong's Avatar
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    glad you have a plan. It is much easier to get out of debt.

    Katy

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    Registered User bumplett's Avatar
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    yep, debt sucks -
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper

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    Registered User flowergirl's Avatar
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    its always scary to write it down and add it up my doctor bills where scary I had sucky insurance and they paid nothing so I have a bunch I am paying them off slowly but it has derailed my plan to get the cc paid off it will just take me longer we have a lot of dept but this is what I am concentrating on at the moment . I am have another sale and plan to put more stuff on ebay so maybe this will help . dept sucks .....

  7. #7
    Registered User FrugalMomof3's Avatar
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    I agree debt does really suck, that's why I vow not to get into it again, I think your on the right track and glad to see you have a game plan.

  8. #8
    Registered User Buckeye5's Avatar
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    I hate debt, I even when our cell phone contract was up...I was elated..No more $107 a month. So, I cannot wait until we start to knock off the other bills.
    taking one day at a time, trying to get rid of debt!!

  9. #9
    Licence to Kill Luv2BeFrugal's Avatar
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    Yeah, it sucks big time...but, you've got a good "plan of attack". It'll be gone in just 2 short years and you'll be a very happy camper!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!

  10. #10
    Registered User nodmicks's Avatar
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    It sounds like you have a great plan! Like you said it could be worse. It's good you caught it when you did.
    ~July 19 saving goal for event $104/$1000

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