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Thread: Here we go...
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07-31-2007, 03:51 PM #1
Here we go...
I've got my budget written out and snowball spreadsheet ready to go. And I just made my first big payment on my first CC goal today.
$400 gone, long way to go, but slow and steady wins the race.
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07-31-2007, 03:56 PM #2
Way to go!!! Sounds like you have a great plan in place!
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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07-31-2007, 05:39 PM #3
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07-31-2007, 05:41 PM #4
yeah!!!
I know the feeling, I just made my first mtg payment on the new house...there is a long way to go.
Congrats on making up a plan! Slow & steady does win the race
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07-31-2007, 06:26 PM #5
Great job. We are slowly filling the debt hole back in 8-)!!
Updated January 4, 2012
EF $2500/$2500
Other Savings $560 (for irregular expenses)
Royal Bank 8780.00
MBNA 13000.00
Credit Line 8260.07
Amex 0
Mortgage 158 000/133,936.10
Total $194 999/164611.44
$11083 (2009)
$8102 (2010)
$10337 (2011)
$864 (2012)
Grocery Challenge $550/$217
Needed for NutsOnlineOrder: $552
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07-31-2007, 07:27 PM #6
Keep going--I know I will be too!
Great to have a plan isn't it?The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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07-31-2007, 09:35 PM #7Registered User
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I just figured out a new plan with snowballing today. Took me a while but I got it done...
We will have all but one credit card paid by Xmas and that one will be paid by May. I was paying a little extra too each one (like $25 when minimum was $10) each month... So by using the normal total amount that we usually pay each month and paying highest interest first they will be paid quickly. Luckily the highest interest ones are also the ones we have the lowest balances on, so seeing each one paid off will be great!!
We'll just have my school loan (which is in deferment right now - 2.5% apr) and our car loan to work on after XMas.
Lisette
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07-31-2007, 09:40 PM #8
YAY! Good for you!
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07-31-2007, 11:15 PM #9
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08-01-2007, 02:56 AM #10Registered User
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Great Job!
Don't Breed or Buy While Shelter Pets Die
married 16 yrs to my
mom to big J (15)
mom to little j (8)
Zena
Cherry
Sara
Knat
Lucky
Chianti
Abby
Alice
Jasper 
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08-01-2007, 04:55 AM #11
WTG! Keep up the good work!
Donna F.
We're DEBT FREE
Pay It Foward
Nov. Eat Out Days - 0/30
Nov. Grocery Challenge - $70/$425
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08-01-2007, 07:23 AM #12
Good Job! Keep up the great work...
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08-01-2007, 07:27 AM #13
Good for you!!!



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