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Thread: Here we go...

  1. #1
    Registered User sunray16's Avatar
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    Default Here we go...

    I've got my budget written out and snowball spreadsheet ready to go. And I just made my first big payment on my first CC goal today.

    $400 gone, long way to go, but slow and steady wins the race.

  2. #2
    Registered User Mom23boys's Avatar
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    Way to go!!! Sounds like you have a great plan in place!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  3. #3
    Registered User cheappearls's Avatar
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    Just take it one step at a time.

  4. #4
    Registered User sdrjeolsen's Avatar
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    yeah!!! I know the feeling, I just made my first mtg payment on the new house...there is a long way to go.

    Congrats on making up a plan! Slow & steady does win the race

  5. #5
    Registered User mom2three's Avatar
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    Great job. We are slowly filling the debt hole back in 8-)!!
    Updated January 4, 2012
    EF $2500/$2500
    Other Savings $560 (for irregular expenses)
    Royal Bank 8780.00
    MBNA 13000.00
    Credit Line 8260.07
    Amex 0
    Mortgage 158 000/133,936.10
    Total $194 999/164611.44
    $11083 (2009)
    $8102 (2010)
    $10337 (2011)
    $864 (2012)

    Grocery Challenge $550/$217
    Needed for NutsOnlineOrder: $552

  6. #6
    Registered User Cricketlegs's Avatar
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    Keep going--I know I will be too!

    Great to have a plan isn't it?
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!

  7. #7
    Registered User lisettelovebug's Avatar
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    I just figured out a new plan with snowballing today. Took me a while but I got it done...
    We will have all but one credit card paid by Xmas and that one will be paid by May. I was paying a little extra too each one (like $25 when minimum was $10) each month... So by using the normal total amount that we usually pay each month and paying highest interest first they will be paid quickly. Luckily the highest interest ones are also the ones we have the lowest balances on, so seeing each one paid off will be great!!
    We'll just have my school loan (which is in deferment right now - 2.5% apr) and our car loan to work on after XMas.

    Lisette

  8. #8
    Master Dollar Stretcher Jaded's Avatar
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    YAY! Good for you!

  9. #9
    Registered User FrugalMomof3's Avatar
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    Wow that's great and $400 is alot ... you should be proud of yourself.

  10. #10
    Registered User bumplett's Avatar
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    Great Job!
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper

  11. #11
    Registered User Its_Donna's Avatar
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    WTG! Keep up the good work!
    Donna F.

    We're DEBT FREE

    Pay It Foward

    Nov. Eat Out Days - 0/30

    Nov. Grocery Challenge - $70/$425

  12. #12
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    Good Job! Keep up the great work...

  13. #13
    Registered User getnrichslowly's Avatar
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    Good for you!!!

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