Easiest Way to Build Credit?
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  1. #1
    Registered User SerenaNY's Avatar
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    Default Easiest Way to Build Credit?

    What have others found is the easiest way to build credit? I'm assuming some sort of loan or credit card, although student loans (which I have) often take a while to help your score and a lot of credit card will decline you if you have no credit. Are there any tricks to the trade you'd care to share?

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    Registered User chatterweb's Avatar
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    If you can get a secured credit card, usually for 500.00 that is a start.

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    Master Dollar Stretcher Jaded's Avatar
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    Capital One has a card for just about everyone. I have a bad credit score, bad credit, but it was all from something over 5 years ago, and I got a card from them at a little over 14% interest. Very low limit at first...$250, but in just a few months, they had raised it to $500. I'm rebuilding credit after being devastated by medical bills.

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    Registered User FrugalMomof3's Avatar
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    Try Orchard Bank as well, I had bad credit but got a CC with them, as for C1, while they do extend credit to you then dont list your credit limit on your credit report, thus lowering your score.

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