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  1. #16
    Registered User betharoo0's Avatar
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    We too use C.C.C.S. I 2nd everything Yankeemom said! They have been a wonderful help in getting us out of debt. In the end though its really up to you. You have to be commited not to make anymore debt for yourself! We have not bought ANYTHING on credit for 4 years almost 5 years now(not even a car, and we only have 1 to boot).
    I suggest you read up on:
    ~consumerism
    ~simple living
    ~materialism
    check out www.dollarstretcher.com
    google all the above.
    It really helps to find out why we spend and how we can stop, or it all just ends up in a vicious circle.

  2. #17
    Registered User betharoo0's Avatar
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    opps.... its www.stretcher.com sorry!

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