Debt Reduction & Money Management Discussions on debt reduction, credit cards, consolidation, debt free living, and money. Snowballing debt, paying yourself first, and money management.
#1 permalink
Cricketlegs
is ready for 2009, the year debt hits the bricks!
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If your debt seems to big to even try look here
If it seems too big to even look at and write down~~~DO IT NOW!
If it seems like you don't know where to start after owning up to your debt try this site.
http://www.whatsthecost.com/snowball.aspx?country=us
After you do that then go here and plan your budget for living.
http://budgetsimple.com/index.html
Can't seem to get that grocery bill down??Get online and find CHEAP meals, plan a menu for the entire month, check the pantry, make your list and stick to it. All extra cash goes 50/50 between debt and your Emergency Fund or EF.
http://www.showmomthemoney.com/frugalmeals.htm
Then STICK to it and one day--hopefully soon, you will be posting a "I paid off my first credit card etc post!"
YOu CAN do it but only if you start!
Saying you are overwhelmed is no excuse. We have all been there and we are all digging out.
NO MORE EXCUSES!
Good luck!
__________________The math never lies, budget in INK! Proud wife Of Dean
#2 permalink
mikandmari
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Excellent websites! Popcorn time!
__________________
Marianne
It's hard to beat a person who never gives up. - Babe Ruth
#3 permalink
sunray16
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Great sites!
__________________
Married to my DH since 2000
Proud mom to beautiful DD 5/22/07
Not ignoring our debt problems anymore!
EF: 1000.00/1000.00
Fully Funded! Current debt goal: 500/1035.56
BS#2: 1,006.37/65,051.42
#4 permalink
Michelle68
is paying off the house early.
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Great advice and links!
__________________
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture taken at Mission San Jose, San Antonio, October,2009.
----------------------
EF- $1648 /$8000 (starting all over after having to buy a car)
Mortgage -- $58,097.96
March Emergency Fund Challenge-- $300 /$400
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
#5 permalink
nodmicks
is feeling blessed!!!!
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Great sites!
__________________
Mick
Pay yourself first! Your so worth it! Even if it is only a tiny bit to start. Your peace of mind will thank you!
#6 permalink
FrugalMomof3
is Sleepy
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Thank you!
__________________~TRACY ~*MY BLOG MY SITE
#7 permalink
jinx
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thanks for the links
#8 permalink
kittykatstrong
is very thankful for FV!
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#9 permalink
lanford66
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Thanks for links!
__________________
DH for 22 years
DS, 20
(married: DDIL : 21)
DD, 15
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Me & daughter @ Bats ballgame in Louisville, KY
#10 permalink
Luv2BeFrugal
is sick of shoveling snow!!
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Nice post!! Great links!! Well said!
__________________
Kace - married to Dh 9.5 years
Learning to
College student...pinchin' pennies!
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If your debt seems to big to even try look here
Marianne
Mick
(married: DDIL : 21)
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