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  1. 10-04-2007, 02:41 PM #1
    lovestoread
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    Question What would you do ,use your EF?

    We owe $232 in dental bills, and I have 200 in my EF. Would you go ahead and use it to pay it off? We have no dental insurance.

    Thanks,
    Berry
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  2. 10-04-2007, 03:43 PM #2
    gentledenny
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    Default Dental bills....

    IMHO, i would arrange for a few payments. With only 200 in your EF. I don't think you can afford to have nothing in case of a real emergency. I wouldnt consider paying a 200 dollar partial payment a emergency. You cant pay it all anyway. I think i would call and try to negotiate a payment plan and see if you can just send in whatever is possible in a montly plan. If they say no , they want it all, well tough, you cant send what you dont have. Send them what you can afford without giving up the EF. I dont know you personal situation. i would try to give them 50 a month for 4 months. but that might even be out of you range. Yep. that is what i would do.
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  3. 10-04-2007, 06:48 PM #3
    dcompton
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    Default

    I agree with Denny. Try to work out a payment plan first. Hang on to that emergency fund if you can.
    Donna

    Use It Up 2012:
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  4. 10-04-2007, 06:55 PM #4
    DixieJ
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    Default

    I agree with the others, try to work out a payment plan.

    Dixie Jean
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  5. 10-04-2007, 07:22 PM #5
    emily_hope
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    Default

    I agree as well. You should be able to set up payments. I would save the EF... just in case.
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  6. 10-04-2007, 09:10 PM #6
    Cricketlegs
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    Default

    I would leave the ef alone.

    Make payments if you can.

    When something BLOWS up you will wish you had that money!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


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  7. 10-04-2007, 09:19 PM #7
    mea772
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    Ditto to everyone else!
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  8. 10-05-2007, 05:07 AM #8
    Its_Donna
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    Default

    Double Ditto....Save the EF.
    Donna F.

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  9. 10-05-2007, 07:41 AM #9
    Scattymum
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    Default

    ditto from me as well, Ive learnt how important that EF can be and how bad it can be if you dont have one!
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