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  1. #1
    Registered User mommy4ever's Avatar
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    Default This is my month!!

    Ok, yesterday we sold a vehicle. We had it listed but weren't pushing to hard to sell it. Too cold..lol. Anyway the first person to come see it since listing it in October bought it. Ok, that added a good chunk to the snowball.

    Then last week, I saw an ad, some one was looking for part-time/casual childcare. Well, I decided that I had the space so I'd contact her. And they came last night and emailed this morning, and the little girl will be coming.

    THEN, this morning i found out that the one mom is pregnant! Love her kid, not too fond of her(high maintenance). So, this little one will end in August/September. Which is perfect, because I'm planning on downsizing big time then, to be only part-time, and he's a full time. So I don't need to do that termination! There is one more full-time but she works only 4 days in Monday-Friday, childcare week. SOOO.. I plan to talk to them, reduce their rate, and have him only 4 days a week, so that I can go to kindergarten once a week or every other week or something.

    The extra child is a bonus. A short day, 8-3:30, she's a teacher 2 blocks away. So it'll be short day. And easy $400/mo + nice addition to my snowball!!! This will accelerate things even faster. I need to redo my calculator and see where we stand, but I think despite the recent delays in things, we're back on track and perhaps be ahead of schedule!

    Gotta like that!

  2. #2
    Registered User mommy4ever's Avatar
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    Default

    I gotta add, that with the addition of the new child, it makes my income almost the equivalent to my dh take home..lol. Gotta like that. We'll see what tax time holds though...eeek! Might cost me a bit.

  3. #3
    Registered User Susanscraps's Avatar
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    You are doing a GREAT job! Love to see the PIF's on your siggie!
    Bought my new oven 1/08 and loving it!


    My recurrent nightmare is there is no such thing as PMS, and this is my real personality.

  4. #4
    Registered User mommy4ever's Avatar
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    I can't wait until next week when I can add PIF to the next one!!!!

    Thanks Susan, I get so motivated here, then I don't come for a few weeks and we slide. But I'm working the plan, and understand life happens and we backslide a little but we get back on track and it's all good again.

    Now if I can keep dh from buying a new vehicle again to replace this one we'll be ok. BUT, if he does, we'll be selling one of the others, so it should balance out

  5. #5
    Registered User DAAC3DEC's Avatar
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    Default EXCELLENT

    great job, way to go!!!!
    WIFE TO CHIP

    MOM TO:

    ASH -23
    ALLISON -15
    ABBEY -13

    NOW DEBT FREE!!! ALL $16,500.00 OF IT!!
    AND

  6. #6
    Registered User cottageliving's Avatar
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    GREAT news!!
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200

  7. #7
    Registered User HappyMama's Avatar
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    Great job! I am so happy that all is working out for you .

  8. #8
    Super Moderator Darlene's Avatar
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    Yep, "gotta like that!"
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  9. #9
    Registered User Kitten20's Avatar
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    Default

    All great news! I am so happy for you. Can't wait to see another PIF in your siggie.

  10. #10
    Registered User lwlynch's Avatar
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    Great job. I am waiting for my day to come.. I am down to one full time and one that I tutor. I have to learn to take full advantage of the down time, cause I am sure it will pick up. Just gotta learn to relax, been in small kid mode for years...

  11. #11
    Registered User miss_thrifty's Avatar
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    Default

    really good news.

  12. #12
    Registered User dianne9106's Avatar
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    Well Done!!

  13. #13
    Registered User sdrjeolsen's Avatar
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    wow, this really is your month, WTG!!!

  14. #14
    Registered User Michelle68's Avatar
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    You're doing great! Glad everything is going your way.


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers

  15. #15
    Registered User pammy's Avatar
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    Sounds like things are really rolling, congrats!!! And that's a great attitude, just keep standing back up when life happens, that's exactly right!!


    Bring on them baby steps...
    Step 1: done
    Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
    Step 3: to follow, won't know aim until things settle
    Step 4: to follow, currently at 6%
    Step 5: grown child
    Step 6: huge mortgage ANNIHILATED!!
    Step 7: ahhhh....



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