Done hiding!

**yonksgirl** · 12-11-2007, 10:11 AM

So I decided to stop hiding from the bill collectors

I just was not answeing the phone, cuz there was no money to give them! I know that was the wrong thing to do. What is done is done so now I am ready to face it and fix it!

My first call was yesterday it was nextel!

I set up two payments of 182.95 with them. One this month on the 27th and one next month on the 27th. then it will be paid in full! YEAH!!!!!

I am sitting here hoping someone else calls! LOL!

I bought for $1.88 a big desk top calendar @ walmart. I put when any money comes in and I am filling in the norm bills and that way I can set stuff up wth these people and know when I can pay it in the month. I just have a feeling they are all going to want huge chunks of money!

Hopefully I can work this all out!

**FrugalMomof3** · 12-11-2007, 10:23 AM

That's great, all it takes is some determination and it will be over and done with in no time, Congrats on being brave, believe me I know how you feel, I've been there, done that!

**frugalfarmwife** · 12-11-2007, 10:25 AM

You GO girl! Put those shoulders back, hold your head up and attack those bills, you'll be out of this and in the black before you know it.

You've now faced the hardest part of it, you're gonna be on a roll

kj

**Cricket1** · 12-11-2007, 11:22 AM

Good for you! Way to tackle your problems.

**Hardy1** · 12-11-2007, 11:24 AM

I really admire you for tackling this! They say the only thing to fear is fear itself and you've conquered that. Well done
W

**yonksgirl** · 12-11-2007, 12:27 PM

Thank you so much everyone! You will never know how much your words mean to me!

**Nantahala** · 12-11-2007, 12:39 PM

Good for you, it's very admirable for you to step up.

**frooz** · 12-11-2007, 12:46 PM

You're doing well. It feels much better when you're in control of your money

**KJayEsq** · 12-11-2007, 12:57 PM

Good for you! That takes major courage to take those calls. Yes, they may "want" big chunks of money, but too bad. When they are done being bullies

, the bottom line is that they are business people and they know some money (ie whatever you feel you can afford) is better than none.

Keep it up...you'll get it paid off!

**Darlene** · 12-11-2007, 01:21 PM

Woohoo! You'll be sleeping like a baby in no time knowing that you are paying what you owe, actively & with your head up, not bent over cringing every time the phone rings. While your feeling strong give one of your other creditors a call & let them know what's up and see what kind of repayment plan you can work out.
Good luck & WTG!

toile · 12-11-2007, 01:26 PM

Great job!!!

Have you heard how Dave Ramsey talks about those callers LOL

**yonksgirl** · 12-11-2007, 02:39 PM

Originally Posted by toile

Great job!!!

Have you heard how Dave Ramsey talks about those callers LOL

No, I have not.....I just got the TWG from my library....I think I will go "order" that book from them today!

**sdrjeolsen** · 12-11-2007, 02:52 PM

WTG Yonksgirl!! Give yourself a pat on the back for being brave and facing things. You will have them paid off in no time!

**frugalfriend** · 12-11-2007, 03:10 PM

Way to go!

Keep your chin up and attack those bills. You've faced the hardest part! Just remember every little bit you chip away at gets you closer to the goal of being FREE of those nasty debt collectors! Good for you!

**Dancing Lotus** · 12-11-2007, 03:14 PM

Way to go!

I know how hard it is, I have done the same thing. FOr months I didnt answer the phone. It wasn't becuase I didn't want to pay but becuase what liitle I could offer them wasn't enough for them. I can't understand why they will only accept huge amounts? Isn't something better then nothing?