Page 1 of 2 12 LastLast
Results 1 to 15 of 17
  1. 12-20-2007, 08:59 AM #1
    mikandmari
    mikandmari is offline
    Registered User mikandmari's Avatar
    Join Date
    Feb 2007
    Location
    Delaware
    Posts
    972
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default The year-end numbers

    I joined FV last February and became an "official tightwad" in March. I fell off the wagon pretty hard in late spring. Overall, I think I did pretty good, and I'm hoping for an even better 2008!!!

    I'm rounding off here, but these are my 2007 numbers:

    Beginning -- 137,000 mortgage + 31000 non-mortgage = $168,000 total debt

    Ending -- 128,000 mortgage + 26,000 non-mortgage = $154,000 total debt


    Not too bad considering I beefed up my EF by $10,000. This was priority to me before debt reduction because of my dh's crazy, feast-or-famine job. So I reduced my debt by $14,000 + $10,000 added to savings = $24,000!

    This year it all goes to debt reduction
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  2. 12-20-2007, 09:24 AM #2
    frugalfarmwife
    frugalfarmwife is offline
    Registered User frugalfarmwife's Avatar
    Join Date
    Jul 2005
    Location
    Ohio
    Age
    48
    Posts
    2,022
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    WOOOHOOO YOU GO GIRL!!!!

    Now just imagine what the 2008 year end totals are going to look like, isn't it great?

    And pat yourself on the back, you deserve it!!!

    kj
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  3. 12-20-2007, 09:36 AM #3
    latierra84
    latierra84 is offline
    Registered User latierra84's Avatar
    Join Date
    Apr 2007
    Location
    Dallas, Texas
    Posts
    1,323
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default

    that is incredible!! awesome job! - im the same way, with wanting to have a really solid ef before attacking debt. that is an absolutely amazing job
    marie/andrea dh

    We had a baby! 10/04/11
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  4. 12-20-2007, 10:04 AM #4
    FrugalMomof3
    FrugalMomof3 is offline
    Registered User FrugalMomof3's Avatar
    Join Date
    Jan 2006
    Location
    Northern NJ - PBurg
    Age
    39
    Posts
    9,272
    Post Thanks / WTG / Hug
    Rep Power
    20

    Default

    Wow I am envious, I dont have an EF I really have to start working on that again. You should be very proud of yourself, keep up the great work!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  5. 12-20-2007, 10:48 AM #5
    pammy
    pammy is offline
    Registered User pammy's Avatar
    Join Date
    Sep 2005
    Location
    Texas
    Age
    41
    Posts
    1,052
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    Great job!!!


    Bring on them baby steps...
    Step 1: done
    Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
    Step 3: to follow, won't know aim until things settle
    Step 4: to follow, currently at 6%
    Step 5: grown child
    Step 6: huge mortgage ANNIHILATED!!
    Step 7: ahhhh....


    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  6. 12-20-2007, 06:04 PM #6
    cottageliving
    cottageliving is offline
    Registered User cottageliving's Avatar
    Join Date
    Nov 2007
    Location
    WNY
    Posts
    466
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Amazing numbers!!

    You should feel very proud of that accomplishment!
    I am thrilled for you!!!
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  7. 12-20-2007, 06:15 PM #7
    wulong32
    wulong32 is offline
    Registered User wulong32's Avatar
    Join Date
    Jul 2007
    Location
    sacramento
    Posts
    661
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    wtg! good for you!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  8. 12-20-2007, 06:29 PM #8
    favesis37
    favesis37 is offline
    Registered User favesis37's Avatar
    Join Date
    Jun 2005
    Location
    nebraska
    Age
    50
    Posts
    2,657
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    that is so awesome! wish i could do that
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  9. 12-20-2007, 06:48 PM #9
    nuisance26
    nuisance26 is offline
    Moderator nuisance26's Avatar
    Join Date
    Sep 2006
    Location
    Colorado
    Posts
    7,916
    Post Thanks / WTG / Hug
    Blog Entries
    8
    Rep Power
    42

    Default

    ~I think you did GREAT! And next year will be even better. WTG!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:24
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  10. 12-20-2007, 06:55 PM #10
    JessicaP
    JessicaP is offline
    Registered User JessicaP's Avatar
    Join Date
    Sep 2006
    Location
    Northwest Ohio
    Age
    32
    Posts
    129
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    WOW, great job!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  11. 12-20-2007, 10:49 PM #11
    mmy2grls
    mmy2grls is offline
    Registered User mmy2grls's Avatar
    Join Date
    May 2007
    Location
    Michigan
    Posts
    909
    Post Thanks / WTG / Hug
    Blog Entries
    17
    Rep Power
    6

    Default

    That's great! Hopefully you'll do as well or better this year
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  12. 12-20-2007, 11:40 PM #12
    birthgeek
    birthgeek is offline
    Registered User
    Join Date
    Apr 2006
    Location
    Canucksville, eh?
    Posts
    102
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default

    That's excellent, especially for someone who claims to have had a hard fall off the wagon! You'll rock in 2008!!!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  13. 12-21-2007, 01:01 AM #13
    happydog
    happydog is offline
    Registered User
    Join Date
    Nov 2006
    Location
    great lakes region
    Posts
    163
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    Congratulations! You did great this year!



    Next year, you'll get to erase a lot of debt!

    Menu planning challenge 2011



    Mind the pennies, and the dollars will take care of themselves.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  14. 12-21-2007, 07:37 PM #14
    KFinTX
    KFinTX is offline
    Registered User KFinTX's Avatar
    Join Date
    Oct 2007
    Location
    Texas
    Posts
    76
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Congratulations! Here's to more debt reduction in 2008!

    dg
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  15. 12-21-2007, 07:41 PM #15
    HappyMama
    HappyMama is offline
    Registered User HappyMama's Avatar
    Join Date
    Nov 2007
    Location
    On a Cloud in the Midwest
    Posts
    1,932
    Post Thanks / WTG / Hug
    Rep Power
    20

    Default

    Yeah!!!!! I am so excited for you. Great Job!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
Page 1 of 2 12 LastLast
« Previous Thread | Next Thread »

Similar Threads

  1. August Numbers
    By McD in forum Debt Reduction & Money Management
    Replies: 33
    Last Post: 08-26-2008, 10:24 PM
  2. Cooking By Numbers
    By KimSecret in forum Kitchen Basics
    Replies: 5
    Last Post: 03-30-2006, 05:13 PM
  3. My January numbers . . .
    By alabamagirl in forum Frugal Living
    Replies: 7
    Last Post: 02-02-2006, 02:28 PM
  4. Cooking by Numbers..
    By Heather in forum Kitchen Basics
    Replies: 7
    Last Post: 06-21-2005, 05:10 PM
  5. Birth numbers
    By Julia Kimber in forum General Chat
    Replies: 7
    Last Post: 03-26-2004, 03:40 PM

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules