credit card interest dropped

**pinetree** · 01-08-2008, 06:26 PM

Remember when I posted I lost my 5.99% Capital One credit card. Well I called them I told them I didn't think that the 15.99% was right.

I talked to an account specialist. She looked at the account & dropped it down to 9.99% whoo hoo, not what I wanted, but it will save me alot of money.

It's worth a try to see if you can get your's down.

**faw42077** · 01-08-2008, 07:37 PM

Good for you! It will defintely save you some money.

**FrugalMomof3** · 01-08-2008, 07:57 PM

That's awesome, will keep that in mind, just case

**crdurham** · 01-08-2008, 11:19 PM

It never hurts to ask...

Last month, I had paid my bill online a day late (I thought it was due on the 13th but it was the 12th) and they jacked my interest up to 31%.... I freaked... I called and they put my interest back down to the 14% that is supposed to be at... they said the computer does it automatic.... I will be so glad when all my debt is paid off...

**kmsinsa** · 01-09-2008, 07:28 AM

I also had one raised to 31% and called and got it lowered to 12.9%. Makes a HUGE difference.

**nodmicks** · 01-09-2008, 11:47 AM

Good for you! Yeah!

**momofslg** · 01-09-2008, 01:44 PM

I've called mine before and they only lowered my APR by about 2%. I guess I shouldn't be upset because it is a savings but sheesh. I think I'll try again this week when I pay bills.