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  1. #1
    Registered User mombottoo's Avatar
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    Question Budget sheet...take a look

    Okay, I have taken a lot of the information I have found on this site to personalize a monthly budget sheet for my family. Here is what I have so far:
    First off there is Charity & Saving. Housing: Property Taxes, House Insurance, Repairs and Appliance Replacement. Utilities: Electricity, Heating, Telephone, Trash and Cable/Internet. Transportation: Car Insurance, Gas & Oil, Repairs & Tires, License Plate Tags and AAA Membership. Other Expenses: State & Federal Taxes, Other debt pymts., Groceries, Newspaper, Magazine Subscriptions, Medical Pymts., Prescriptions, Dog Tags, Vet Bills, Entertainment, Misc. Gifts, Christmas and Clothing.

    Does anybody see anything I may have missed? We don't have city water or sewer...
    "Life is what happens while you are busy making other plans." John Lennon
    "Infinite goodness has wide arms." Dante

    Change & Penny Challenges:
    Penny : $22.07
    Change : $97.70
    $ bills : $22.00


    Grocery Challenge:
    Grocery $400 per month: $0/$400 March
    Running Total (updated monthly): $751.73

    Savings Challenge:

    $100.36/$3,000 to replenish BEF

    2012 Coupon Savings Challenge:
    : YTD: $308.41

    2012 Fling Challenge: 691/2012
    20 Wishes Challenge: 2/20
    2012 Sell Stuff Challenge: /60

  2. #2
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    You are definitely on top of it...Can't think of anything else.

  3. #3
    Registered User krbshappy71's Avatar
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    Travel costs for funerals or family celebrations. Sending flowers for funerals, hotel for funerals....bleh can you tell I just got hit by one?
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  4. #4
    Registered User Cricketlegs's Avatar
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    cell phones?

    allowances?
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!

  5. #5
    Registered User nodmicks's Avatar
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    pet food and supplies
    fun $
    ~July 19 saving goal for event $104/$1000

  6. #6
    Registered User krbshappy71's Avatar
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    Do you have kids in school? Mine are great at telling me about an upcoming field trip they need money for. The trips can range from $5 to $25 depending on where the class is going. I'm usually told the morning of the trip, that's always great. *grin* We are working on that....
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  7. #7
    Registered User mombottoo's Avatar
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    Smile

    We don't have a cell phone, fun falls under entertainment, pet food & supplies falls under groceries...since we consider our pets part of the family & their med bills fall under Vet (but a separate Pet column would probably enable me to see exactly how much we spend on the little beggars), all my kids are adults and we don't travel for family celebrations and if we did it would be mainly gas expense. I also am not one to send flowers for funerals we generally donate to either the family or whatever charity/program they have listed for donations...and that falls under my misc. gifts category. I don't believe in allowances , not for kids or adults. If I want something and can afford it, I buy it...if I want something and don't have the money for it, then I don't buy it. We really don't spend money we don't have, I just want to figure out where what we have has been and will be going.

    Thanks for your suggestions...
    "Life is what happens while you are busy making other plans." John Lennon
    "Infinite goodness has wide arms." Dante

    Change & Penny Challenges:
    Penny : $22.07
    Change : $97.70
    $ bills : $22.00


    Grocery Challenge:
    Grocery $400 per month: $0/$400 March
    Running Total (updated monthly): $751.73

    Savings Challenge:

    $100.36/$3,000 to replenish BEF

    2012 Coupon Savings Challenge:
    : YTD: $308.41

    2012 Fling Challenge: 691/2012
    20 Wishes Challenge: 2/20
    2012 Sell Stuff Challenge: /60

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