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  1. 04-01-2008, 11:38 AM #1
    dancar3
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    Default Some Success.......now on baby step 2!

    Well aftrer joining this forum and reading Dave Ramsey's book (several times!) I got gazelle intense! I knew it would take a few months to save up for the BEF and start working on baby step 2 if we didn't get 2nd jobs or sell things. Well, my dh has been doing side jobs, I already have 2 part time jobs.....I'm in the process of getting another one, I am getting ready to sell some big items, so I decided to cash in my Universal Life insurance policy for term life, get the cash that I had contributed towards it for the past 17 years and fully funded the emergency fund, paid 8 credit cards, 1 doctor's bill and now all we have left are 4 credit cards! They're big ones and will take about 1 1/2 - 2 years to pay off but we are going to do it as quick as we can. Not that I recommend this to anyone else, but dh just also cashed out his mutual funds policy to get money to pay off another credit card. We weighed the pros and cons and decided this was the best thing for us to do. Anyway, I just needed to tell someone that really understands what it means to make progress and how good it is starting to feel!
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  2. 04-01-2008, 11:41 AM #2
    MirandaK
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    Wow! Gazelle Intense is right!!! Keep up the good work!!

    So exciting to be on the way, isn't it?
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  3. 04-01-2008, 12:30 PM #3
    frugalfriend
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    You are doing awesome, keep it up! Dave would be proud!
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  4. 04-01-2008, 02:19 PM #4
    FrugalMomof3
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    You are doing some tremendous work and you should be very proud. Keep it up and CONGRATS!
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  5. 04-01-2008, 02:33 PM #5
    Loganberry
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    Way to go...you guys are really committed!
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  6. 04-02-2008, 03:53 AM #6
    lilk
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    You're doing great! Keep it up and you'll be out of debt in no time. Glad to hear your dh is in this with you.
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  7. 04-02-2008, 06:38 AM #7
    britbunny
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    Well done, sounds like you're really making progress. I love Dave Ramsey, I keep trying to get all my in debt friends over here in England onto the programme but they're just not ready for his southern charm yet!
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  8. 04-02-2008, 11:18 AM #8
    cheles2kids
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    THAT IS AWESOME WORK!!!!!

    You should defiantely be feeling some pride in your & your husband's hard work!!
    That is awesome to find others as passionate about Dave's plan and being able to share it with other like-minded folks!!! Thank goodness for the Frugal Village!

    Please continue to come back and keep us up to date with all your new payoffs & steps!!
    Michelle in middle Tennessee!


    Ever so slowly rebuilding my stockpile...
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  9. 04-02-2008, 02:43 PM #9
    mombottoo
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    Smile

    Good for you!!! It always feels good to pay off debt!!!
    "Life is what happens while you are busy making other plans." John Lennon
    "Infinite goodness has wide arms." Dante

    Change & Penny Challenges:
    Penny : $22.07
    Change : $97.70
    $ bills : $22.00


    Grocery Challenge:
    Grocery $400 per month: $0/$400 March
    Running Total (updated monthly): $751.73

    Savings Challenge:

    $100.36/$3,000 to replenish BEF

    2012 Coupon Savings Challenge:
    : YTD: $308.41

    2012 Fling Challenge: 691/2012
    20 Wishes Challenge: 2/20
    2012 Sell Stuff Challenge: /60
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  10. 04-02-2008, 06:28 PM #10
    dancar3
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    Thanks for all the congrats everybody.......I knew you guys would be happy for us too (because you undertstand) and I really really appreciate it!!!
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  11. 04-03-2008, 02:08 AM #11
    Luv2BeFrugal
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    That is FANTASTIC!!! Forget baby steps, we're talking about leaps and bounds!! Way to go!!!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  12. 04-03-2008, 09:21 AM #12
    C@rol
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    Thumbs up

    Wow! Great job. You really got it done.
    Keep up the good work. You'll be debt
    free in no time. You're an inspiration.
    " May we never let the things we can’t have or don’t have or shouldn’t have spoil our enjoyment of the things we do have and can have. As we value our happiness, let us not forget it. One of the greatest lessons in life is learning to be happy without the things we cannot or should not have."
    -Richard L. Evans

    ~Check out C@rols Blog on FV
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  13. 04-03-2008, 01:48 PM #13
    lovestoread
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    Default

    How exciting!!!! Congrats to you!!!!!
    Sheri











    GO COLTS!!!!!


    Wife to Dale
    Mom to Paige and Abbie
    dogmom to Casey and Callie
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  14. 04-03-2008, 02:32 PM #14
    Samigirl
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    Wow...that's fantastic! Gosh, I wish I could move along my debt reduction that quickly.


    How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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