How to plug a leak???

[mommy4ever]

I just sat down and wrote everything out for dh. with an estimated grocery and gas budget, utilities credit payments but not spending money, we should have nearly $1700 at the end of the month!!!

I have been paying extra, but not that much!!! I have to figure out a better way to track this. I know there have been $1300 bill, $600 bill, birthdays, easter, yadda yadda the last few months, so that really takes a bite. But if we can have a $1500 snowball!! We'll make some WICKED WICKED progress!

I think we have to start working on a cash only basis. No cc(been pretty good), no credit line, no debit card. No paypal..lol.

I think I'm going to set up a few jars for spending. My grocery budget, gas budget. And misc. I should be able to easily get $1000 if not $1500 into the bills and GET RID OF THEM!!
Any ideas???

[Libby]

Wow thats great!!! On the SLICE network (in Canada) there's a money show where this lady comes by and makes you live out of a jar. If the $$'s gone, then its gone. I wish I could remember the name, she gives wicked suggestions and does not beat around the bush! I like the stop spending, pick up a 2nd job and cash only ideas she has suggested to certain couples.

PS The only way to plug a leak is to use a tampax tampon dontchas know? If you've ever seen that commercial, you'll know how stupid it was and what I am talking about hahahhaa.

[mommy4ever]

Until Debt do us part.


It's trying to get dh on board with that..lol. I'll do it for me. If we go over in one area, then I guess we borrow from another.

We don't need another job, we have plenty left over, thank goodness! It's all the nickel and dime stuff that is getting us!

[mombottoo]

Cash only and tracking everything you buy may help. I know this month is the first month I have been writing down every single penny that goes out, which will help me when it comes to next month's budget. $1700 is a lot of money, to not know where it is going.