Envelope System Anyone????

[MaryCarney]

I'm a cash stasher, too! I have a beautiful Polish stoneware jar with a lid that holds my 'dire emergency' fund.

[frugalfranny]

I had a house robbed, in Boise, years ago and do not keep much extra around the house. Not even a change jar anymore. Too many break ins in this area too. Writing it down and a checking acct. will have to do.

[mrsfoamy]

I used to do this before I got married. I just made it up myself! If we ever get caught up, I'm going to show some of this info to my husband.
I did mine a little differently, I had envelopes for all my bills, so when I got paid, I would put a little money in each envelope so when the bill was due, the money was there.
Say, my car insurance was $100 a month, I knew I had to put $25 from every paycheck in there.

[Greebo]

I used to do this before I got married. I just made it up myself! If we ever get caught up, I'm going to show some of this info to my husband.

Tip: Showing this to your husband now will help you get caught up.

[frugal me]

I am going to be making some of these for my envelope system.

http://beautythatmoves.typepad.com/beauty_that_moves/

Thank you, thank you for sharing this site!! I will be making me some of these too. I love them.

[knitnmom]

Those are really neat. I use small 3 1/2inches by about 10 inch - pencil pouches they sell at walmart. I got one for 99 cents and put paper envies in it. Keep them all together, but even if you wanted one for several categories - they are cheap. They are heavy plastic with a zipper on top - I have had mine for over 2 years.

What a great alternative!! I love it!! I will be looking for those when school supplies go on sale. Right now I am using envelopes, but I get frustrated with the change and trying to fit it back in.

[mommy2010]

I use envelopes I have laying around to put money in for my bills!! I love this system!! I also hide my money stash in my babys empty wipes box and hide it in her room w the unopen ones!!

[khaski]

I do not use the envelope system, i write out our monthly budget every month on paper and 'carry over' $ week to week for the 'big' monthly expenses.
I am however TOTALLY guilty of stashing cash around, when saving up for something big. We are currently striving to replace my car within a year or two, saving up for that, I use our $1's and $5's and sometimes $10 or $20 if we can swing it and add it to the 'stash'. Less likely to make a poor decision with it and buy something else or pay a bill with it if I can tap into it with a debit card or few strokes of a keyboard online. I know, I know, it's not like it's HARD to spend cash, but I rarely use actual cash, just stick to my budget with my debit card, works for me.

[adavant]

Oh oh oh, someone make me some of those BEAUTIFUL fabric envelopes, I don't know how to sew to save my life!

beauty that moves

[madhen]

I like Gail Vax-Oxzlade's (sp?) jar system. My problem is remembering to write everything down!

[Jilly]

I like Gail Vax-Oxzlade's (sp?) jar system. My problem is remembering to write everything down!

Ditto for me as well. I watch "Till Debt do us Part" on television each week, but I have yet to set up my jars w/ labels. Her systems a good choice for storing cash at home. I'll try to get set-up this week.

[piney]

I have been using the envelope system for a while now and it has helped me some months in some catagores i even have a few dollars left in my envelopes at end of month make me fell good when that happens.

[fleurfavs]

When it comes to our personal finances we need to be wise in managing it and I think doing the envelope system is incredible. It is one way of organizing your budget in a proper way.