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  1. #1
    Registered User cheappearls's Avatar
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    Default I can't even afford worms.

    That's how broke we are.

    Dh started a new job last month and we moved from Oklahoma to Austin, TX. Cost of living here is kicking our butts. We got his paycheck today and after going through all the bills and figuring out I'll have to pay one with a credit card () just so we can have $100 for food and gas for the next 2 weeks. $50 needs to go towards gas so DH can get to work. We were going to tag his motorcycle so he can start driving it to save gas but we can't this month. At least I did a bit of stockpiling last month so we'll be okay with food I hope.

    I was going to start a compost bin this weekend but I can't afford to buy the red worms from a bait shop. This just sucks.

    I just feel like going to bed and crying. I haven't been around FV much and I'm kicking myself for it now. We are in a bad place and trying to find a way out.

  2. #2
    Registered User Mom23boys's Avatar
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    Default

    Hoping things turn around for you soon.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  3. #3
    Registered User itsahumanzoo's Avatar
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    Good luck and hope things start looking up real soon!

  4. #4
    Registered User missyali's Avatar
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    Things will get better.

  5. #5
    Registered User Wendy99's Avatar
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    keep your chin up, things will turn around!!
    Wendy

    Goals:
    1. BEF COMPLETE
    2. Debt OWE $5203.82 / $6026.38
    3. FFEF $2212.31 / ?


    Challenges:
    1. 2012 Fling: 501 / 2012

    Working towards Romans 13:8

  6. #6
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    Well worms are spensive...more like a steak....try some beans! They are pretty good and CHEAP!

    Seriously, I do hope things get better real soon!

    OOps, I should have read the whole post! I thought you were meaning that you couldn't afford to eat worms! I'm sorry!
    Last edited by $hirley$aves~$$; 06-27-2008 at 04:07 PM. Reason: MY STPUPIDITY FOR NOT READING THE WHOLE POST BEFORE REPLYING!

  7. #7
    Registered User itlw8's Avatar
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    hope things improve fast.

    for a regular compost you do not need worms

    If you are making a worm bin then ofcourse you need worms and red wigglers are the kind to get.. but you can find them in the quantities online ( ebay) you need for a worm bin more of an outlay but you need minimum 1000 to get going good.


    and I agree red wiggler worms are not cheap.

    Meg
    Meg

    cc debt free YEAH on to the mortage

  8. #8
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    Oh my....and Austin is a very expensive city to live in. Can you move back to Oklahoma? I have been thinking off and on related to moving from Texas to Oklahoma due to the lower cost of living.
    I am not sure what to say I am just sending you a hug.
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......

  9. #9
    Registered User zakity's Avatar
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    I just started piling the stuff up on the ground when I started our compost pile. The worms came up out of the ground. I never did ever buy them. If we did find them around the yard, I would have the boys take them over to the compost pile.
    Beak-1996, Toad-1998, and Q-1998

  10. #10
    Licence to Kill Luv2BeFrugal's Avatar
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    Sorry to hear things are so tight. Could you maybe sell something on craigslist? Babysit neighbor kids? Mow a lawn? Anything to make up some extra $$ in the mean time?

    Sending you big hugs! Keep your chin up!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!

  11. #11
    Registered User cottageliving's Avatar
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    Keeping you in my thoughts.

    A note on the worms -- just start the compost pile without them. "If you build it, they will come". No need to BUY worms.

    Just start your pile with grass clippings, garden cuttings, dead leaves, any fruit and veggie cuttings (watermelon rinds, the ends of celery you cut off, old lettuce you did not eat and you would normally throw away), dryer lint, ripped up newspaper, ripped up empty toilet paper rolls, ripped up empty paper towel, rolls, used tea bags, used coffee grounds.

    You will be amazed at what all that turns into -- and how empty your trash cans are.

    All the best to you!
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200

  12. #12
    Registered User Persimmon Lace's Avatar
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    You don't really need worms to start your composting. Make your pile and add them later.

    Hope you get some relief soon!

  13. #13
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    Quote Originally Posted by zakity View Post
    I just started piling the stuff up on the ground when I started our compost pile. The worms came up out of the ground. I never did ever buy them. If we did find them around the yard, I would have the boys take them over to the compost pile.

    I'm sure the worms are not the worst problem you have, but I would follow Zakity's strategy and perhaps you can get a handful of worms from a neighbour with a compost pile?

  14. #14
    Registered User FrugalMomof3's Avatar
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    Sorry things are right right now but they will get better.

  15. #15
    Registered User PrairieRose's Avatar
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    Sorry that things are so tight for you guys. A move is always expensive but hopefully you'll adjust after a month or 2 of living under control. Lots of good info here to help.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~

    *We're debt freeeeeeeee! (including the house)*



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