Bad news! And I am freaking out!

**hollyhill** · 09-13-2008, 01:56 PM

#1- Dh cars brakes just went kerfluey!!! Thank goodness no one was hurt. It was at a stop light and the brakes just went mushy...and stopped working. It is going to cost $1600!!!!! I don't have the money. He needs the car to get to work. Up goes my line of credit even MORE!!!! Will this never end! And here I was sooooo happy I was able to put another $60 in my EF fund. What a joke.

#2- There will be a "meeting" at Dh's work on the 23rd. There will be more lay offs. Dear God. I pray it isn't us. I can't beleive it is all happening again. When Dh lost his job last time we had only our mortgage to deal with (that was bad enough) and savings. Now our savings are gone, we have student loans and personal line of credit to almost $15,000, and a car loan. If Dh loses his job this time it is going to be terrible!

So please please keep us in your thoughts and prayers that the economy turns around, gas prices go down and the canadian dollar stays low enough that our manufacturing industry will start doing well again.... and that Dh doesn't lose his job !!!!!.

I am so worried......

**MoonMommy** · 09-13-2008, 01:57 PM

(((HUGS)))
I am hoping that you hubby will not be on the list for layoffs

**nodmicks** · 09-13-2008, 01:58 PM

Holly I'm sending you all the good luck vibes I can!

**FrugalMomof3** · 09-13-2008, 02:02 PM

Sending good thoughts and prayers your way

**LuvMyHubby** · 09-13-2008, 02:17 PM

Sending you good thoughts and I am glad that nobody was hurt.

1600 for brake repair...let me hazard a guess and there is a brake line or two in that repair.

Hang in there.

**missmanny** · 09-13-2008, 07:22 PM

sending good wishes your way - hope things start to improve soon!

**Goodwin17** · 09-13-2008, 11:50 PM

Sorry things are looking down right now. Wishing you luck and hoping that your dh isn't on the layoff list. :luck:

**debmar** · 09-13-2008, 11:51 PM

Sending good thoughts your way.

**Jamauk** · 09-14-2008, 12:57 AM

Hoping everything settles down for you soon

**Luv2BeFrugal** · 09-14-2008, 05:58 AM

Oh no!! I'm so sorry!!!

Sending good thoughts and big hugs your way...

Keep us posted...

**cmdarlin** · 09-14-2008, 08:04 AM

I know what your dealing with cause we're there. Your family is in my prayers.

Debbie

**prftstrngr** · 09-14-2008, 08:50 AM

Hang in there we will all pray he isnt in the lay off!! Know anyone that does mechanic work on the side that could fix the brakes cheaper?

**ladykemma2** · 09-14-2008, 08:54 AM

car repairs are a predictable and annual expense. put aside money every month for car repairs. I put aside 83 a month, based on past history.

refer to freedom account Debt Free Living by mary hunt. book highly recommended. The freedom account has made all the difference in my financial dealings and serenity.

**hollyhill** · 09-14-2008, 10:38 AM

Originally Posted by ladykemma2

car repairs are a predictable and annual expense. put aside money every month for car repairs. I put aside 83 a month, based on past history.

refer to freedom account Debt Free Living by mary hunt. book highly recommended. The freedom account has made all the difference in my financial dealings and serenity.

That is definately a goal. But I think I need an EF fund first. Then I think I need to start snowballing debt first right????? And then put aside for anual bills (FF fund). That is what I am trying to do.....
but if Dh loses his job again, I don't know what we will do.

**hollyhill** · 09-14-2008, 10:40 AM

Originally Posted by prftstrngr

Hang in there we will all pray he isnt in the lay off!! Know anyone that does mechanic work on the side that could fix the brakes cheaper?

Yes, DH brother is a mechanic and has NEVER did work for family members on the side. But I won't go there it makes me angry just thinking about it.....