Update on What's Going On....

**cmdarlin** · 10-24-2008, 07:44 AM

I'm sorry for not posting sooner. I'm just afraid everyone will get tired of hearing me. I talked to the mortgage counselor yesterday and she has heard back from the mortgage company. They had agreed to postpone the foreclosure if we can come up with two months payments. Once we do that they said they would look into doing a possible modification. Well the only way I could get the money their wanting is to borrow from my Dad and I have already borrowed so much from him. He's retired and I worry about him. I won't ask for the money because even if I did and he gave it to me, there is no guarantee they would do anything.

After discussing it with the mortgage counselor and DH we have agreed to let the bank have the house. It is scheduled to be sold on the courthouse steps next Friday, October 31st. After seeing the house and talking, we all agreed that if his MS gets worse, there will be no way for me to handle the upkeep on the place. Plus if we move, we'll be closer to his doctor. Now we are just packing our stuff and the mortgage counselor is helping us find a storage unit. She advised that since DH is disabled, he will qualify for a grant that will help with housing during his lifetime but we have to be homeless for him to qualify. They are also going to help us find a place to rent.

We're going to be super busy with packing this weekend as we only have nine days, counting today. We'll leave the basics here to survive until the sheriff knocks on our door telling us we have to get out.

I talked to the news reporter this week also and the story is not to air until mid-November now. Maybe if it would of been aired sooner things would of been different but we won't know. If anything.... I did find the mortgage counselor and was able to bring their services to the news reporter's attention and they did run a story on them which will help others in our situation. When I talked to the mortgage counselor, she thanked me for telling the station about their services. It saved them a few thousand in advertising that they didn't have and it did let the public know about them. She said she got six phone calls the next day because of the story.

Thank you all for your thoughts and prayers. Its nice to know people care.

Debbie

**larabelle** · 10-24-2008, 07:53 AM

Oh Debbie...your post brought tears to my eyes. I am soooo sorry to hear that you will be losing your house. It just seems like so many people are having financial difficulties at this time. I will send up a prayer for you and your husband as you go thru this trying time.
Please do not think we will grow tired of hearing from you ...because that is not true...you keep posting and keep your chin up.
God Bless
Larabelle

**Greebo** · 10-24-2008, 08:16 AM

I'm very sorry its come to this.

**Dancing Lotus** · 10-24-2008, 08:22 AM

This must be so painful to give up your dream home. I am very sorry. But you are right, in time you won't be able to keep up with the house anyways. It's is better to walk away perhaps get into an apartment where you won't have to worry about maintenance or things like that.
At this time I am sorry we bought a house. I wish we had rented something much cheaper or maybe bought something at half the price so we could have just paid for it and been done. Sometimes those big American home dreams can become your worst nightmare.
MOve on and start fresh, you have more important things to take care of now.
BIg hugs

**PrairieRose** · 10-24-2008, 08:48 AM

I'm really, really sorry that this is happening.

I always try to tell myself that 'everything happens for a reason'---which isn't necessarily something you want to hear right now but I truly believe it. There are no coincidences. Hang in there, you'll see some good out of it, eventually.

**MRAHoffman** · 10-24-2008, 08:54 AM

my thoughts and prayers are with you and your family. Take care and God bless.

Rhonda

**jas** · 10-24-2008, 08:55 AM

my thoughts and prayers are with you!

**cmdarlin** · 10-24-2008, 09:23 AM

You guys and gals are all so sweet. I can't tell you how much I appreciate having you all to talk too. I'm looking at it as a new beginning. As long as we have each other, we'll be ok. It has surely taught me what is important in life. Now who wants to help me move??? *lol*

Thank you all,
Debbie

**YankeeMom** · 10-24-2008, 09:29 AM

Debbie, I'm sorry that this is happening. I will keep you all in my prayers.

And can I just say that I think it's ridiculous that you have to be homeless in order to get any help?! That makes me so angry for you!!

**HappyMama** · 10-24-2008, 10:28 AM

Originally Posted by YankeeMom

Debbie, I'm sorry that this is happening. I will keep you all in my prayers.

And can I just say that I think it's ridiculous that you have to be homeless in order to get any help?! That makes me so angry for you!!

Me too I can't believe it, it makes me so upset.

I will be praying for you . I know it is so hard but I pray God will have something even better for you that will meet your needs my friend.

**Royal** · 10-24-2008, 10:35 AM

Wishing you and DH all the best!!

**MLSMOM** · 10-24-2008, 10:45 AM

I'm sorry.

I hope that much better things are coming your way.

**Shoshana** · 10-24-2008, 10:50 AM

Debbie, if I were closer, I'd be helping you pack right now!

You are one strong woman. I'm so impressed with how you've been negotiating this exceedingly difficult path you and you're familyi are on right now. I'm glad to hear that there is some consolation in knowing you've helped others who are in a similar situation and that you've found people who care and whoa re willing to help.

Hang in there!

**Darlene** · 10-24-2008, 10:54 AM

Good things, better things, wished for you & yours Debbie. :hope:

**nessarowdy** · 10-24-2008, 11:09 AM

Hugs! Although it may be painful now to let the house go, I think it will be too much for you to handle down the road while you're also trying to take care of your hubby! I'm praying for you!

-Vanessa