New here-really ready but really nervous - Page 2
Page 2 of 2 FirstFirst 12
Results 16 to 20 of 20
  1. #16
    Registered User tervsforme's Avatar
    Join Date
    Dec 2005
    Location
    Ann Arbor, Michigan
    Posts
    2,896
    Post Thanks / WTG / Hug
    Rep Power
    29

    Default

    Welcome! This is a fantastic place to be and you will get lots of great advice. Great job on taking the first step at listing your debts and starting to get a handle on things. Post what you are comfortable posting. There are lots of great tips on budgeting, couponing, cooking, etc. here. Read as much as you can and take the pieces that will work for you. You can do it!

  2. #17
    Registered User
    Join Date
    Aug 2007
    Posts
    2,599
    Post Thanks / WTG / Hug
    Blog Entries
    10
    Rep Power
    24

    Default

    hi!

    to overcome the bill paying anxiety, i adopted something the debtors anonymous people do. i set up an attractive, bill paying station in my kitchen. it gets a dedicated whole counter of its own. I have my file box, stamps, checks, envelopes, post it notes, pens, pencils, sharpener, stapler, and my ledger.

    after i got things under control, i adopted the debtors anonymous method of "Pay today's bills today, In and Out in 24 Hours". no bill sets on the counter more then 24 hours. i usually pay it immediately upon getting the mail when i get home and then update the ledger. I mail it in the morning.

    if you do this, you know exactly where you stand financially on a daily basis.

  3. #18
    Registered User greekislandgirl's Avatar
    Join Date
    Jun 2010
    Location
    Greece
    Age
    35
    Posts
    1,281
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    I used to have bill paying anxiety. At one point I had $5000 in my bank account but my natural gas was about to be shut off. The only reason my electricity wasn't was because I would send them a check for $1000 and just let my positive balance slowly decline over the year. Opening the bill, writing the check, posting the envelope were the problem for me, it wasn't even an issue of having the money. (It's weird that now that I have far FAR less money than I did then, I no longer have this anxiety!!)

    The way I fixed it was just telling somebody. In my case it was my mom. We went to the gym together and we were sitting on the floor after a workout stretching before going home and I just told her. I owed the gas company like $150. It was nothing. I just couldn't bring myself to pay it. I had the money. I just needed someone to listen and then I wrote the check and shortly thereafter moved every single account that I possibly could to automatic payment.

    You can overcome the anxiety part. You're definitely not alone in that. I love ladykemma's suggestion about a bill paying station. I have a household notebook that I keep track of bills and other financial stuff (and a lot more besides) in and I am so OCD about updating the notebook that I now take care of everything immediately, just because I like the notebook to be perfect. Take advantage of whatever personality quirk you can to make it work for you!

    And welcome to FV - I'm a newbie too, and this site is really welcoming and helpful!

  4. #19
    Registered User
    Join Date
    Sep 2007
    Location
    North Texas
    Age
    53
    Posts
    2,045
    Post Thanks / WTG / Hug
    Rep Power
    16

    Default

    Quote Originally Posted by ladykemma2 View Post
    hi!

    to overcome the bill paying anxiety, i adopted something the debtors anonymous people do. i set up an attractive, bill paying station in my kitchen. it gets a dedicated whole counter of its own. I have my file box, stamps, checks, envelopes, post it notes, pens, pencils, sharpener, stapler, and my ledger.
    Hey..you have been holding out on us...I have not seen you post this idea before.. ....I love it!!!
    Blessed and Highly Favored!!!!
    From $78K in debt to debt free and purchased a house with 100% cash...God is sooo Good!!!
    Goal: Build EF and cash flow graduate degree and REMAIN DEBT FREE!!!
    Graduate School Progress: One class done and Ten to go!!

  5. #20
    Registered User khaski's Avatar
    Join Date
    Sep 2008
    Posts
    2,037
    Post Thanks / WTG / Hug
    Rep Power
    20

    Default

    Welcome! I think many find the first step is the hardest to take....but seems like you've made a plan and are ready, nervous or not! As others said, a lot here have 'been there, done that', so you're not the first, and you've got lots of understanding company here. I think many find, over time, knowing/understanding your finances and working to change them is QUITE empowering...I hope you will find the same as you go.
    Slow and steady wins the race....eventually!
    Kill the mortgage! Goal: 12/2023 (looking less and less likely, but I'm not changing that date YET)
    Left to go: $126,661.61
    Extra paid:2015-$2909.27 + $153.54 escrow
    2016-$971.83 +$120 escrow

  6. Page 2 of 2 FirstFirst 12

    Similar Threads

    1. Getting a tad bit nervous
      By acox68 in forum General Chat
      Replies: 1
      Last Post: 07-24-2008, 07:46 PM
    2. Nervous
      By pammy in forum Debt Reduction & Money Management
      Replies: 20
      Last Post: 11-16-2006, 04:22 PM
    3. I don't know why I'm so nervous!
      By JustJoy in forum General Chat
      Replies: 10
      Last Post: 11-12-2006, 09:10 PM
    4. Nervous mom...
      By Missy in forum Family
      Replies: 8
      Last Post: 07-05-2005, 11:02 AM

    Tags for this Thread

    Posting Permissions

    • You may not post new threads
    • You may not post replies
    • You may not post attachments
    • You may not edit your posts
    •