BIG speed bump in our road

[khaski]

Well, we have it figured out, through sheer lucky timing- hubby is changing jobs, back to his old job he was at 6+ years ago....they happen to have a day shift opening. We have to pay into our family ins, of course, but it isn't bad, and it's a better plan than he had before. He will be making almost $6 per hour more BUT as the job is in MA he will have to pay MA income tax (here in NH no income tax) AND he has to commute 45+ minutes each way. The 'new' job is choking on weekly overtime, they have more work than they know what to do with, whereas his 'old' job hasn't had OT in 4-5 months.

So, basically, by the time we count pay raise, income tax, commute, paying our new health ins. there...we will come out -slightly- ahead $ wise on a 'straight' week over his 'old' job, BUT when there IS OT ( which they had 40-something weeks last year) it will be GOOD.

The real down side- we ALL will be un-insured for a month, but I just don't see anyway around it.

[Judi Dial]

Don't know if you'd found this yet, or not. Here's a chart with income/insurance coverage benefits levels:

Eligibility - Children Under the Age of 19 | Medical Assistance | Division of Family Assistance | New Hampshire Department of Health and Human Services

Also, there's a statement on the form I found that says you can get help for medical bills for the last 90 days, if needed:

Pregnant women and some children may qualify for help with some unpaid medical or dental bills. If you received any
services in the last 90 days before this application date, you may apply for this coverage.

Do you want to apply for this now? n Yes n No If yes, check a box to show us when you had unpaid bills.

n 1-30 days n 31-60 days n 61-90 days You will need proof of income for the dates you checked.

IHTH!

Judi

[Menifeemom]

So glad he was able to get a job that will help with the insurance. We'll be praying for good health and no accidents for anyone during the month of no insurance.

[frugalfranny]

best of luck with the new job situation.......hope it all works out and you are all safe and healthy for that month........and beyond!!