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  1. 02-12-2008, 08:10 PM #1
    cottageliving
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    Default Finally, a light at the end of the tunnel

    As many of you know, I have been unemployed now for several months.

    I have great news to share: On Thursday I will begin a 12 week contract with a local company. If all goes well on my contract there will be a chance of a permanent job.

    I am thrilled and can finally see the light at the end of the tunnel.

    Thanks to the frugal choices made and the lessons learned from this site - along with the support found here - I was able to make it through this very tough time. Thank God for the pantry I built up: it saved the day!!

    With this job, I'll have about $700-$800/month to pay down my debts. I had to use some of the credit cards that I had previously paid off, but I am nowhere near the limits and am in good shape.
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200
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  2. 02-12-2008, 08:33 PM #2
    auntie2many
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    It sounds like things are looking up for you. Good luck with the contract work. I hope that it turns into a permanent job for you.
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  3. 02-12-2008, 08:45 PM #3
    KJayEsq
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    Great news!!
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  4. 02-12-2008, 09:21 PM #4
    frugal-fannie
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    good luck and congrats at the new job.
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down
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  5. 02-12-2008, 09:32 PM #5
    mmy2grls
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    I hope it becomes a permanent job
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  6. 02-12-2008, 09:33 PM #6
    momtoadiva
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    Thats Wonderful, thanks for giving us the good news. Wishing you the best of luck hoping that you enjoy the job and it leads to a permant position.
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  7. 02-12-2008, 10:22 PM #7
    emily_hope
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    That is wonderful! I hope this job turns out to be the job of your dreams and becomes permanent (if that is what you want). good luck!
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  8. 02-12-2008, 10:30 PM #8
    missyali
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    congrats! best of luck & keep us posted!
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  9. 02-15-2008, 06:34 PM #9
    Droppedonmyhead
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    That great news!!! Congratulations!!!!!
    ~ Lori ~
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  10. 02-15-2008, 07:05 PM #10
    pinetree
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    Congratulaions! Hope it all works out for you!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  11. 02-16-2008, 01:13 PM #11
    larabelle
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    PRAISE THE LORD!!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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  12. 02-16-2008, 01:31 PM #12
    Marie78
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    Congratulations! That's great news .
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  13. 02-16-2008, 02:10 PM #13
    kaykwilts
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    That's great news
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  14. 02-16-2008, 04:07 PM #14
    dolphin
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    Congratulations on the new job and many prayers that it becomes a permanent postiton! Wonderful News! Just wonderful!
    "Success on any major scale requires you to accept responsibity."



    The Resident Queen Of Clutter!!!
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  15. 02-16-2008, 09:24 PM #15
    banana
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    That is great news!

    married to my honey
    mommy to one handsome teenager
    mommy to 2 furbabies

    no consumer debt, zero, zip nada

    mortgage - 56,140.96 pay off date 11/2017
    car fund 5,000
    heating unit 0
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