Page 1 of 3 123 LastLast
Results 1 to 15 of 32
  1. #1
    Registered User stacye's Avatar
    Join Date
    Jun 2008
    Location
    Bluegrass State
    Posts
    18
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default Guilty pleasures

    Hi Everyone,
    We are just getting started with being frugal, saving money, being sensible with financial decisions, etc. But we still include some guilty pleasures and it made me start thinking...How many of you have certain things that you just can't (won't, haven't, etc. ) give up?

    Today at the store, we spent $7 on dog toys that we absolutely don't need but we both enjoy watching the puppies play with their toys!!


    Have a great Sunday!
    Stacye

  2. #2
    Master Dollar Stretcher aka AmyBob AmyMCGS's Avatar
    Join Date
    May 2003
    Location
    southwestern Ohio
    Age
    38
    Posts
    5,775
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    To me, that's the whole reason we're frugal.

    I buy most of our groceries as cheap as I can, then we can still afford to splurge on fast food when we're in the mood.

    We have fancy cell phones with all the bells and whistles (which we both love & use daily). Sure, those would be the first to go if we were hurting financially, but, right now, we enjoy our toys.

  3. #3
    Registered User
    Join Date
    Feb 2006
    Location
    Louisiana
    Posts
    3,863
    Post Thanks / WTG / Hug
    Blog Entries
    12
    Rep Power
    25

    Default

    I agree that some of these guilty pleasures are necessary, unless you are in a really dire situation -- then, of course, you cut to the bone. If we're confessing, I got a good deal on an airline ticket and made an extra trip to Maryland to see friends this spring, and, as has been evident in the recent jigsaw puzzle thread, I have a serious addiction there, and I have indulged it lately. If necessary, I would stop buying any new puzzles, and certainly would cut out the occasional trips. I guess my only other "guilty pleasure" lately has been a surfeit of cherries - yikes!! what they cost!
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1

  4. #4
    Registered User The Muse's Avatar
    Join Date
    Apr 2008
    Posts
    1,131
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    I have a 3rd car. It's a German roadster and I only drive it in perfect weather or in snow (AWD) but I will not give it up. This makes no financial sense, but I love driving it.

    It's in mint condition and has very low mileage. If I ever found myself in a financial situation where I needed the money, I could sell it for a good price. That's how I kind of justify keeping it.

  5. #5
    Registered User
    Join Date
    Jan 2008
    Posts
    299
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    For me it's our vacations. I have saved by buying food at Aldi's and Dollar Tree and buy our clothes at the Goodwill just so we can enjoy ourselves on some really nice vacations. We have gone on one cruise already this year and have another one lined up in Sept. It's a cheap way to travel also.

  6. #6
    Registered User zakity's Avatar
    Join Date
    Feb 2005
    Location
    near Portland, Oregon
    Age
    41
    Posts
    2,284
    Post Thanks / WTG / Hug
    Rep Power
    19

    Default

    We are frugal in areas that we don't care about to afford luxuries in areas that we do care about.
    Beak-1996, Toad-1998, and Q-1998

  7. #7
    Registered User brainyblonde's Avatar
    Join Date
    Sep 2005
    Location
    suburbs of Baltimore, MD
    Posts
    1,167
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    I have no big ticket guilty pleasures. Mine are more along the lines of the jumbo snowballs I bought for everyone today. It is hot and sticky, we don't have central air and the pool won't be ready for another week or so. It certainly hit the spot!

  8. #8
    Registered User momof2joys's Avatar
    Join Date
    Apr 2008
    Location
    Northwest, Iowa
    Age
    28
    Posts
    264
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    I would have to say that our most guilty pleasure would have to be getting new books for the kids, although because I think that reading is so important, I don't mind spending the money on books, especially if I know my kids would really love them. I would also have to say that our DISH Network is another on that we have and don't really need, but it is really nice and there is so many things that we can watch and learn about!! Plus it has the DVR thing, so we can also record movies and watch them over and over again without having to spend the money on renting them or buying them!!

  9. #9
    Registered User
    Join Date
    May 2007
    Posts
    72
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    I guess ours would be, cell phones and a satelite bill that is a little too high!!!

  10. #10
    Registered User Bournecrazy's Avatar
    Join Date
    May 2008
    Location
    Loughborough, England
    Age
    25
    Posts
    861
    Post Thanks / WTG / Hug
    Blog Entries
    95
    Rep Power
    7

    Default

    mine used to be shopping wayyyy too much could spend my whole pay in one day. but now i'd rather pay myself
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800

  11. #11
    Registered User Ebbie's Avatar
    Join Date
    Dec 2007
    Location
    Canada
    Posts
    177
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    For about 10 years I lived extremely bare bones, so now I'm at a point where I can add back some luxuries...and guilt is right! I find I'm fighting a lot of guilt about them, but it's getting a little easier the longer I have them.

    Specifically, they're satellite tv and high-speed internet. Don't need 'em but really enjoy them!
    Debt-free forever!

  12. #12
    Registered User Nishu's Avatar
    Join Date
    Oct 2007
    Location
    Monterey, CA
    Age
    30
    Posts
    2,336
    Post Thanks / WTG / Hug
    Rep Power
    25

    Default

    I can sit in the shower until the hot water runs out. We also have these little drive thru coffee stands all over town, and when I'm no longer pregnant I'll probably start in with the lattes.

    We have Netflix, but it's going away because I don't use it. I have spent about a billion at those home school and education supply stores. We have a few magazine subscriptions, and I guess that's not very frugal. I like soda, which is way unhealthy and expensive. We also do fast food occasionally.

  13. #13
    Registered User acidcookie's Avatar
    Join Date
    Nov 2006
    Location
    South Carolina Lowcountry
    Age
    29
    Posts
    1,854
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    I have hardly any urge anymore to buy anything. But I do enjoy the occasional soy latte (usually from Wegmans). I make them at home too, but there's something nicer about being out and deciding to stop for a coffee drink that someone makes for me to enjoy while I go on about my day.

    I guess now that Starbucks has their rewards deals where alternative milk choices are free, saving me 40 cents for my soy milk (!), I can fee slightly less guilty about my once-or-twice-a-month stop there.

  14. #14
    Registered User
    Join Date
    Aug 2007
    Posts
    2,433
    Post Thanks / WTG / Hug
    Blog Entries
    16
    Rep Power
    19

    Default

    i fill my garden tub to the brim twice a day.
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"

  15. #15
    Registered User
    Join Date
    May 2008
    Location
    Ohio
    Posts
    177
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    Being "frugal" is not the same thing as living in voluntary poverty. It's about consciously choosing how to best spend your resources in a way that is within your means (debt free) and allows you to build a nest egg/emergency fund. And the best way to start is to eliminate waste. Wasted food, wasted money, wasted energy, wasted time -- nothing that is wasted improves or brings pleasure to our lives.

    Each of us certainly has "pleasures" that are "worth it" to us. Pleasure and satisfaction in life is a necessity. You don't have to give up everything, you just need to find that balance that works for your family.

Page 1 of 3 123 LastLast

Similar Threads

  1. Guilty pleasures...
    By vwalker99999 in forum Question and Answer
    Replies: 7
    Last Post: 07-02-2008, 08:50 AM
  2. Guilty Pleasures
    By AmyBoz in forum General Chat
    Replies: 55
    Last Post: 07-01-2008, 01:25 AM
  3. Those Little Pleasures
    By forHISglory in forum General Chat
    Replies: 32
    Last Post: 01-15-2008, 05:51 PM
  4. The Year of Pleasures
    By Michelle in forum Leisure & Media Arts
    Replies: 2
    Last Post: 07-15-2005, 07:38 PM
  5. What are your simple pleasures?
    By Brandy3 in forum Simple Living
    Replies: 22
    Last Post: 10-21-2004, 01:39 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •