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Thread: Just Begining

  1. 06-15-2008, 01:06 PM #1
    wwe11
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    Default Just Begining

    I am just begining this journey on frugality and I have no clue on how or where to begin. I need all the help I can get.
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  2. 06-15-2008, 01:09 PM #2
    zakity
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    This is a great place to be then. Everyone has great advice.
    Beak-1996, Toad-1998, and Q-1998
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  3. 06-15-2008, 01:13 PM #3
    Marie78
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    Hi and
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  4. 06-15-2008, 01:20 PM #4
    FarmerSue
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    Hi! Welcome! This is a great place to learn and stay motivated.
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  5. 06-15-2008, 01:21 PM #5
    lwlynch
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    hello and welcome aboard...
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  6. 06-15-2008, 01:45 PM #6
    Jskell911
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    Hi, welcome to the Village. I found the easiest way to cut expenses was for me to start with my food budget. But everyone is different.
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  7. 06-15-2008, 02:05 PM #7
    inneedofhope
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    Start out with listing incoming and outgoing expenses, as detailed as possible. Then pick a key place to cut back. Do some reading about needs vs. wants, and also get in touch with your life's goals and priorities. It helps to have a motivation.
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  8. 06-15-2008, 02:10 PM #8
    C@rol
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    Smile

    You will learn a lot here.
    Lots of friendly members to answer your
    questions.
    " May we never let the things we can’t have or don’t have or shouldn’t have spoil our enjoyment of the things we do have and can have. As we value our happiness, let us not forget it. One of the greatest lessons in life is learning to be happy without the things we cannot or should not have."
    -Richard L. Evans

    ~Check out C@rols Blog on FV
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  9. 06-15-2008, 03:32 PM #9
    Bournecrazy
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    hi, just browse thru posts and threads to help you out thats what i did, also good to havea budget made up with ALL your expensies listed.

    any questions dont be afraid to ask we will try and help you out as much as we can
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  10. 06-15-2008, 03:38 PM #10
    cissylu
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    Hello and welcome! this is the place to be as they said ppl will help just ask.
    I`m not the most frugal person,i`m going to have to buckle down do better.
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  11. 06-15-2008, 04:25 PM #11
    Mom23boys
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    Hello and welcome to the Village I also recommend searching the forums. They are full of a wealth of information.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  12. 06-15-2008, 05:54 PM #12
    eyrehead
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    Hi & Welcome!! I agree with everyone else...this is a great place to learn the ins & outs of living frugally!! Good luck, and never be afraid to ask any questions!!
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  13. 06-15-2008, 05:56 PM #13
    perSue
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    well you've come to the right place.
    jump on in to any of the forums and read thru some of the archived stuff.
    and if all else fails, just ask some questions.
    welcome!
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  14. 06-15-2008, 07:11 PM #14
    sonnyjoy
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  15. 06-15-2008, 07:36 PM #15
    larabelle
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    Quote Originally Posted by inneedofhope View Post
    Start out with listing incoming and outgoing expenses, as detailed as possible. Then pick a key place to cut back. Do some reading about needs vs. wants, and also get in touch with your life's goals and priorities. It helps to have a motivation.
    I agree with this!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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