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  1. 06-16-2008, 06:59 PM #1
    AspiringToBeFrugal
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    Default We paid off one car today!!!

    Thanks to the stimulus check we got from Uncle Sam on Saturday, we were able to pay one car off today and use the rest toward DH's car payment!!! YAY! So it's just that car and the student loan and we'll be debt free!!!!!!!!!!!!!!!!!!!!!!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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  2. 06-16-2008, 07:01 PM #2
    shoiji
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    Congratulations. You two must feel great.
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  3. 06-16-2008, 07:03 PM #3
    prftstrngr
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    WOOHOO!! Ok Im jealous.... hehehe
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  4. 06-16-2008, 07:08 PM #4
    LexTysMommy
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    YAY! what a great feeling!!
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  5. 06-16-2008, 07:18 PM #5
    Domestic Gal
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    Way to go! Keep it up an you will be debt free in no time.
    Debra
    Married to Michael
    Mom to
    Chassidy 26
    Tanner 21
    Johanna 17
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  6. 06-16-2008, 07:18 PM #6
    itsahumanzoo
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    Congrats! Paying something off is such a great feeling!
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  7. 06-16-2008, 07:30 PM #7
    ConnieD
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    AWESOME............ that's the way to do it.
    One step at a time and that debt will all disappear!!
    Connie


    Wife to DH (6/7/1986)
    Mom to:
    DD 23
    DS 15

    Following the Dave Ramsey plan since Dec 2004 and have been debtfree but the mortgage since Apr 2006

    Now MORTGAGE FREE as of March 2011
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  8. 06-16-2008, 07:34 PM #8
    Jskell911
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    Oh that has got to feel so great!!!
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  9. 06-16-2008, 07:37 PM #9
    $hirley$aves~$$
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    That's great! Congrats!
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  10. 06-16-2008, 07:50 PM #10
    peanut
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    That's wonderful! Way to go!

    Jean
    2012 Challenges

    Use it up Challenge
    20 Wishes Challenge: 1/20
    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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  11. 06-16-2008, 07:53 PM #11
    FrugalMomof3
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    Wow that's great, congrats!
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  12. 06-16-2008, 07:57 PM #12
    freyadog
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    Wonderful. Just love it when a plan comes together.
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  13. 06-16-2008, 07:58 PM #13
    DonnainME
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    Congrats on paying off the car.

    I'm working on paying off my credit cards. I don't have a car payment.
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  14. 06-16-2008, 08:02 PM #14
    Michelle68
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    Good for you!


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  15. 06-16-2008, 08:14 PM #15
    Telephus44
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    Congratulations! I bet it feels great.
    Loving wife to DH (8/31/03) and Mommy to Owen Alexander (9/20/06)

    Baby #2 due 5/30/2012
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