How did you make being a SAHM a reality? - Page 2
Page 2 of 19 FirstFirst 1234512 ... LastLast
Results 16 to 30 of 284
  1. #16
    Registered User Mom23boys's Avatar
    Join Date
    May 2002
    Location
    Texas
    Age
    45
    Posts
    18,987
    Post Thanks / WTG / Hug
    Rep Power
    36

    Default

    I think the ladies have all given you good advice.

    Good luck!!

  2. #17
    Registered User Mamawolf's Avatar
    Join Date
    Jan 2005
    Location
    kentucky
    Age
    33
    Posts
    434
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    Sounds like you already have a pretty good savings going on there. I do think that you need to go ahead and get your dental and car maint. done now. Then make sure that whatever you spend on that, divide into 12 and set that aside each month in your budget so you know you are taking care of it should you need to again.

  3. #18
    Registered User zakity's Avatar
    Join Date
    Feb 2005
    Location
    near Portland, Oregon
    Age
    44
    Posts
    2,929
    Post Thanks / WTG / Hug
    Rep Power
    26

    Default

    Stockpile the pantry and the freezer a little. That is the only other thing that wasn't suggested yet. (or was it and I missed it?)
    Beak-1996, Toad-1998, and Q-1998
    House payments left: 0

  4. #19
    Registered User babetteq's Avatar
    Join Date
    Dec 2004
    Location
    Pacific South Coast BC
    Age
    44
    Posts
    805
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    The only other thing that I would suggest is do and get the stuff that takes money to do. Lots of things don't take cash - you can make them yourself, or barter with people... but somethings you just have to pay for.... once you're stay at home you can make your own ketchup, knit your own socks.... but you still have to buy lightbulbs for instance.

    I became a stay at home with no preparation, and no savings... just debt! it took a little while to adjust.

    babs

  5. #20
    Registered User ScrapMama's Avatar
    Join Date
    Nov 2003
    Location
    Ventura County, Ca
    Age
    38
    Posts
    848
    Post Thanks / WTG / Hug
    Rep Power
    11

    Default

    I am a SAHM, but we are looking at something along the same lines, because dh and I want to move out of the area we currently live in within the next year. Here is our list of things to do.

    1. Declutter the house.(Working on)
    2. Pay off credit cards.
    3. Get dh new glasses(DONE)
    4. Get cars repaired if they need it, new brakes, new tires, etc.
    5. Get all dental work done.
    6. Get all physicals up to date.

  6. #21
    Registered User
    Join Date
    Sep 2004
    Age
    47
    Posts
    70
    Post Thanks / WTG / Hug
    Rep Power
    11

    Default

    ScrapMama - it's so fun because your list seems soooo much like mine. DH and I have both seen the optician recently, cost us a fortune... We've had the car repaired, but it still needs tires for both winter and summer use. DH has had his dental work done, mine will be done february 24 th. I also try to declutter the house, so far I've earned about 250 US dollars doing it... Lots of stuff there
    Good luck with your plans!!

  7. #22
    Registered User ScrapMama's Avatar
    Join Date
    Nov 2003
    Location
    Ventura County, Ca
    Age
    38
    Posts
    848
    Post Thanks / WTG / Hug
    Rep Power
    11

    Default

    Cecilia!
    How great for you guys, it looks like you are getting things accomplished. We just had the brakes done on our minivan, we're taking in our Suburban before summer starts to get it taken care of. I have decluttered my children's toys and took a huge pile of stuff to Salvation Army yesterday. In the goal to move we are also working to simplify our lives. We've been giving away and selling excess furniture and appliances. I'm hoping to be all done before the baby gets here.

  8. #23
    CorneliaBob
    Join Date
    Feb 2002
    Age
    44
    Posts
    2,480
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Supplementing one income...

    What are some things that your family has done (or are doing) to supplement the one income?

    What did you use the money for?

    I have been selling on ebay, have had garage sales, do surveys and mystery shops.

    Last summer my dh mowed our neighbors yard after he regular mower got sick.

    We use the money for extras and to help with debt.

  9. #24
    Registered User rebecca's Avatar
    Join Date
    May 2004
    Location
    MI
    Age
    56
    Posts
    1,501
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    Working overtime and doing housekeeping. When I work overtime I can put extra money in my EF and doing the housekeeping helps me not go in my savings. Housekeeping pays for gas and some of my groceries.

  10. #25
    Registered User
    Join Date
    Jul 2002
    Posts
    23,290
    Post Thanks / WTG / Hug
    Blog Entries
    15
    Rep Power
    43

    Default

    We sell craft items and the money is used for extra things we might need or to do some fun things.

    We've also had a couple garage sales as well.

  11. #26
    Super Moderator Darlene's Avatar
    Join Date
    Oct 2002
    Location
    Upstate NY
    Posts
    27,948
    Post Thanks / WTG / Hug
    Rep Power
    65

    Default

    Hubby clears our neighbors snow and he & Mark also split the neighbors firewood for him. Mark earns extra $ for himself by helping the same neighbor harvest and haul his wood.

  12. #27
    Registered User PrairieRose's Avatar
    Join Date
    Apr 2002
    Location
    Texas
    Posts
    14,689
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    32

    Default

    I've done several things down through the years. I used to babysit some, have had garage sales, worked at a couple of party plan businesses, had a couple of video stores for a while but what works the very best for me is to work very hard at managing the money that we have coming in at all times.

  13. #28
    Registered User
    Join Date
    Feb 2005
    Location
    Germany
    Age
    36
    Posts
    617
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    In the past I have...

    *done a certified family child care home (for one year until I had baby #2) I made decent money and had school aged children only so I was enjoying them. We played games and went bowling and on trips

    *collected junk that neighbors were throwing out for stuff to sell on ebay or consign at a thrift shop (around the military people are always moving and throwing out lots of good stuff) I still do this. Everyone knows to check with me before tossing anything! Hubby HATES it

    *when we lived in GA I would go to an outlet the day they did new markdowns and buy everything that was 95% off to sell on ebay. It usually did really well because it was new with tags stuff. I would peel the markdown off and leave the store tags, and sell at about half of the tag price. Whatever didn't sell (most of it usually did) I would store and list later or yard sale.

    *mystery shopping, but the paperwork that needed to be done usually wasn't worth the $ they gave.

    *Also when I lived in GA I did actually get quite a bit (average $50 month) from doing surveys. Pinecone was my favorite. Those $3 and $5 checks add up! Since coming overseas we don't qualify for alot of the product tests that I miss so much


    Whenever I do something to supplement our income the rule is HALF goes to savings or for a rainy day and we can spend half.

  14. #29
    Registered User
    Join Date
    Aug 2004
    Location
    Missouri
    Posts
    260
    Post Thanks / WTG / Hug
    Rep Power
    11

    Default

    I sell on ebay.

  15. #30
    Registered User
    Join Date
    Jul 2004
    Location
    midwest
    Posts
    2,722
    Post Thanks / WTG / Hug
    Rep Power
    13

    Default

    We sell on e-bay (helps with the decluttering goal too!) and my husband substitute teaches at the area schools. I used to give piano lessons when we worked in a Christian school (free use of facilities) but I don't now that we have our 2 girls. I teach my younger brother for free and would like to do more as my girls get older. I also worked part time at Michael's Craft store but my husband can make more in just one day of subbing so I gave that up. We don't want daycare to become necessary and we only have one vehicle, so some of our options are limited.

Page 2 of 19 FirstFirst 1234512 ... LastLast

Similar Threads

  1. Let's make a list of the great things of being a SAHM
    By Palooka in forum Stay at home moms
    Replies: 30
    Last Post: 04-04-2011, 08:45 PM
  2. Cruel reality
    By joyofsix in forum General Chat
    Replies: 14
    Last Post: 08-24-2010, 08:11 AM
  3. Do any other SAHM's make this effort?
    By nvmommyx6 in forum Stay at home moms
    Replies: 47
    Last Post: 10-12-2008, 12:53 PM
  4. Facing reality...
    By Nath. in forum Debt Reduction & Money Management
    Replies: 21
    Last Post: 02-15-2006, 11:02 PM
  5. I've Set My Dream Into Reality...
    By graci42 in forum Goals and Dreams
    Replies: 10
    Last Post: 02-20-2005, 11:10 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •