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Thread: for now
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08-24-2008, 07:36 AM #1
for now
I am obsessed with reading about frugality, but... I don't do everything I could frugal-wise. I do what is comfortable for us for now. We are not in a dire situation.
The kick I get out of reading about frugality is that IF the need ever came up I have the Knowledge of how to be ultra-frugal and that gives me a feeling of empowerment!
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08-24-2008, 10:29 AM #2
My DH and I do the same thing. We aren't hard core yet, but have most of the know how if needs change.
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08-24-2008, 10:43 AM #3Registered User
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I'm like you, I surely don't do everything I could to cut costs to the bare bones (like I use my dryer 99% of the time) but I know what to do if I needed to
.Good to be prepared.
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08-24-2008, 10:46 AM #4
Same here. I love gathering info on frugality, but I do not do everything I possibly can to cut costs. There are some things I just can't bring myself to do, but if I really had to go into a deep frugal mode I would have the knowledge of what to do.
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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08-24-2008, 11:05 AM #5
I agree 100% ! I don't do it all either currently but it is good to know I could
~July 19 saving goal for event $104/$1000

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08-24-2008, 11:11 AM #6
I am like that. I love to read about frugality. Some of it is stuff is "too far" for me, but I am also not in a place that in need to do guerilla (sp?) frugalness. Though, if the prices keep going up, I might need to.
Beak-1996, Toad-1998, and Q-1998
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08-24-2008, 11:42 AM #7
I'm glad some people feel like me, hehe. I'm far less frugal than most here, but I'm much more disciplined and attentive now than 8 months ago and I'm quite glad. For example I stockpile on some stuff, I buy less clothes, and less and less from on line stores.
It's amazing to discover you could stop buying almost everything at once! I used to feel the need to "upgrade" my wardrobe constantly, while I have lots of nice stuff already...
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08-24-2008, 11:45 AM #8Registered User
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I'm that way. There is no way that I could routine every single frugal thing into our lives, so I go with what I can handle for now. I can deal with decreasing the food budget and increasing the stockpile, doing a budget and putting money into savings. Those four things are enough to keep me occupied and not drive me up the wall. My biggest frugal thing to start on next: organization of my entire house.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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08-24-2008, 01:58 PM #9Registered User
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I am the same way. We are far from super frugal but if we need to be I would know what to do. I love reading about being frugal and saving money.
Katy
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08-24-2008, 02:29 PM #10
i feel the same way.
whenever you can learn from someone else.......it's a good thing!!!
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08-24-2008, 05:20 PM #11Registered User
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I guess by some people's standards I would be hard core frugal. But I've met and heard of more frugal people in my life. They are an inspiration for the most part. But truth be told, I don't think deprivation frugality is the mode I want to be in. I like the idea of being frugal in certain areas to afford luxuries in others. But all the reading and boards give me lots of ideas on how to be more frugal, should I need it...
Jean2012 Challenges
Use it up Challenge
20 Wishes Challenge: 1/20
Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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08-24-2008, 07:01 PM #12
I have to agree. I really love learning about being frugal. I definately am not hardcore about it. However I do know I feel less deprived by being frugal.
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08-24-2008, 08:23 PM #13
I am a frugal work-in-progress. Like you, have been reading and reading and reading. And learning, learning, learning.
Have also learned so much from the ladies and gentlemen here at FV over the past year - things that I have put into place little by little.
It has been a source of amazement to me how much richer my life can be when I slow down, live frugally, and think before making any purchase (big or small).
I have still be spending, though, and am ready to enter into a more serious frugality - not to be confused with deprivation - just serious thought about all of my daily choices.
The awareness gained by the reading and discussions is invaluable.
Thanks!!Jen

30 yr old DD
3 kitties

(2 adopted from my daughter)
As of January 1, 2011------------------------ Updated June 10, 2011
Short term goals:
- $2,000: to set up my consulting business. DONE!
INVESTED ANOTHER $5000!
- $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
- $1,500: pay off Student loan ALMOST THERE!
- $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
- $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
- Complete tax returns by February 15th DONE
Long term goals:
Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
Balances January 1, 2011 -----------------June 10, 2011
Citimortgage on home: $104,500-------- $102,775
BofA Mtg on Rental: $27,000------------ $26,000(Est)
HSBC Equity Line on Rental: $11,900------ $9,902
Citibank car loan: $13,830 -------------- $11,663
Cornerstone car loan: $11,600------- PAID OFF!!
Student Loan: $1,500------------------ $320
Credit card: $1,200-------------------- $1,200
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08-24-2008, 08:27 PM #14
We are forced into frugality. It's really not bad and I don't think (if things ever improve) will will go back to the way we were a LONG time ago. I will continue to garden - it's going to be bigger next year. I will continue to coupon - it's a game for me.
It's good to know that you can deal if things get worse. Maybe you could put some of the things into practice right now and get some extra money saved.
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08-25-2008, 08:14 AM #15



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