rorganizing your refund offers

[julsandtrish]

ORGANIZE

Put your refund offers in envelopes by EXPIRATION DATES. Have an envelope for each month of the next year and another envelope marked "No expiration date". Then put all of your envelopes in a shoe box.

When you receive your checks, you have a decision to make. You can endorse them and use them at the grocery store. That way you'll be using your refunds to cut your grocery bill. Just present your checks along with a personal check to cover the balance due. Using refund checks can take $5, $10, or even $25 a week right off the top of your grocery bill.

Many refunders prefer to save their checks for something special. They are content with the savings their coupons bring at the checkout, and would rather use their checks for the "finer things in life." Most set up a special refund savings account. Refund checks are deposited in the account once a month. The nest egg grows with a special goal in mind. Refunders have paid for furniture, clothes, music lessons for children, room additions, even cars and vacations by saving enough checks. How does a Caribbean cruise sound? Isn't there something special you've always wanted, like a dream vacation, or new living room furniture, that you could set as your goal?

Setting a goal for your refunding checks is the best motivator to keep you cutting and saving. As you look into your bank passbook each month, and see your nest egg grow, you'll become more and more dedicated to sending for as many refunds as possible.

Refunds are generally more valuable than coupons. The average coupon will save you 55¢; the average refund will net you $2. Of course, the refund is a little more work. You must clip the refund form, and mail it in with the proofs of purchase, then wait 6-8 weeks for it to arrive. But this kind of "work" is fun to me!

[SewCrafty]