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  1. 09-03-2008, 08:17 PM #1
    macemesmum
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    Smile OMG we got a "Atta Boy" from our bank!!

    Ok just had to post this as it made me feel so good, we are refinancing our home loan ( with the same bank) when we brought our new house last yr the banks wouldnt lend us the amount on a normal home loan we had to get a low doc loan (higher interest rate) well since we got our inheritance and our frugal way of life we paid of over half the loan in 9 months. So we called our bank to refinance to a normal home loan with .5% cheaper interest rate. Anyway when he was typing in the figures he said ok you are borrowing 22%of the home value and I said is that bad? he laughed and said no most people borrow 95% - 110% of the house value!!!!!!! Then when he asked us if we had any car loans credit debt etc which we said no to, he said i have to tell you guys i wish my kids were as good with money as you two!!!! it was so nice to get a compliment from a man that deals with money and mortgages all day, jsut had to share it made my day!!
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  2. 09-03-2008, 08:24 PM #2
    Darlene
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    How nice is that?! Kudos to you 2!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

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  3. 09-03-2008, 08:26 PM #3
    Greebo
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    Awesome story - a lesson on how to achieve true prosperity!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  4. 09-03-2008, 08:37 PM #4
    Monner 1
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    All of your hard work has paid off. I would give myself a pat on my own back if I were you. Great job.

    Monner
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  5. 09-03-2008, 08:49 PM #5
    PrairieRose
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    Good for you guys. I know that made ya proud

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  6. 09-03-2008, 08:55 PM #6
    janis362529
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    thats awsome. Way to go
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  7. 09-03-2008, 09:00 PM #7
    Mrsokdee
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    Great Job!
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  8. 09-03-2008, 09:48 PM #8
    AmyBoz
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    Good for you! A little affirmation is ALWAYS appreciated!
    My Blog: http://amysreallife.wordpress.com

    Amy
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    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
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    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  9. 09-03-2008, 10:03 PM #9
    Cricketlegs
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    Great job you 2. Makes all the hard work worth it!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  10. 09-03-2008, 11:38 PM #10
    Luv2BeFrugal
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    Wow!! BIG kudos to you!! That is SO great!!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  11. 09-04-2008, 08:21 AM #11
    Ceashels
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    Wow, great job. I bet he told others of your story.... especially his kids!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  12. 09-04-2008, 12:23 PM #12
    peanut
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    That's great! You're doing wonderful! We used to get the double check, 'are those figures right?' quiz from bank officers too. It's a great feeling. Enjoy it as long as you can!

    Jean
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    Use it up Challenge
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    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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  13. 09-05-2008, 09:02 PM #13
    reginaastralis
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    That's great!
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  14. 09-05-2008, 09:06 PM #14
    cissylu
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    Great job wtg.
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  15. 09-05-2008, 09:19 PM #15
    cmdarlin
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    Congratulations! You've done a wonderful job!!!

    Debbie
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