I don't even know where to begin...

**hugxlaughxsmilexlove** · 12-22-2008, 12:56 PM

a few weeks (maybe months) ago I posted about my husband never getting paid at his job. He'd get paid here and there, random amounts of money (never the full amount, ever) so we could catch up with some bills. Our November Mortgage still hasn't been paid. "It's coming, it's coming.." They owe him $5,600 + right now, got $150 on Friday because I called and complained that we had NO milk OR juice OR diapers for my kids.

This morning the owner (or money man) quit. WTH? I don't understand HOW he can just walk and be free of it all. LLC (?) company.. not sure what happens next. We're so far behind on our bills now.. $4,500 or so to be exact.. I'm scared, I'm sick to my stomach this morning. Apparently he is becoming part owner now - the shop rent is behind (I guess "money man" was taking money for himself, not sure.. I haven't heard everything yet) by $6,000. I'm nervous I have nobody to talk to except my mom and my husband. My mom is calling me later to calm me down and my husband, I have no idea when he's coming home because he has a lot to deal with right now!!

I have $100 cash sitting here infront of me. Not a penny more.

Last Thursday our well tank somehow got a crack in it.. had to replace the tank AND the pump. $1215.. wrote a check. The $1600 that was promised on Friday - ended up being that $150 because I had to call and complain. Needed water, of course!! Got it fixed.. didn't blink an eye.. and now.. nothing. DH called and they're holding our check for us, thankfully.

This is our BEHIND bills
November Mortgage $1,100
December Mortgage $1,100
Well Company $1,215
Gas Company $630 (250 gallons in Oct)
Electric $300 (last month and new bill)
Nextel $110
Home/Internet $65 (I have to pay for a land line and the internet where I live, in the sticks)
DISH $55 (reducing today, I cannot live without TV, sorry)
Trash $150 ($33 a month, way behind)

And then January coming up
January Mortgage $1,100
Electric $150
Nextel $110
Home/Internet $65
TV $55 (not sure on the new price when I call today)
Trash $33

Calling Nextel today.. I use mine for business and I start working again the 3rd week in January.. we share 700 minutes.. DH kinda needs his too otherwise I dont know how to get ahold of him. Tax write off and a need.. not sure if I can get anything cheaper!

Like I said, I need a land line to have internet here.. nothing cheaper. Also a tax write off because I use it for business.

PLUS we need gas for the car, groceries ($300 a month with a family of 5.. I have two in diapers and that includes diaper.. sometimes cheaper), school tuition for my oldest.. we don't really do any special spending unless DH needs a new paid or work boots, pants or gloves or something.. it's been a few months though.. we dont rent movies.. go anywhere.. at all..

I think it's time to move closer to town by the shop and school..
I'm scared.. can someone tell me there is a light at the end of the tunnel?

I didn't even INCLUDE debt.. *sigh* I'm stuck.. I can't think straight right now. Merry Christmas to us, that's for sure. If somehow he got paid what is owed to him.. plus another 3 people that owe him money.. we'd be okay but I don't see that happening right now. Definitely.. when we figure this out.. creating an EF times a bajillion.

**VanVivCam** · 12-22-2008, 01:14 PM

Oh, sorry about your troubles.....

I have a question....the owner of the business, do you have a way to get ahold of him and explain your situation, that you NEED money and NOW!!!

I would try my best to be getting something from that company. Do they have things they can sell to pay you all? What about other employees, is he treating EVERYONE like this?

Just sounds like a crappy situation. Can your hubby find a new job and leave this one ASAP?

**Gibs** · 12-22-2008, 01:17 PM

First off big hugs. I am so sorry to hear that u are going through this right now, right before the holidays. I hope that they can give him the money that is rightfully owed to him so that you can get back at least on your feet. You are in my thoughts and prayers. :hugs

**Monner 1** · 12-22-2008, 01:37 PM

Oh what a bah humbug money man. I am so sorry for what you are going through. I wish I could win the lottery to help you out. I will send prayers straight up for you and I will have you in my thoughts.

Monner

**Jill B.** · 12-22-2008, 01:38 PM

Sorry you are going through this too. First off, call social services for your county and go in. There are, many times,emergency things that can be done to help you so you have food, heat, etc. Contact churches in your area to see if they can help with food. This is an emergency and you need to do soemething

Then call all creditors and explain the situation so you can get some sort of a respite. Mortgage is first, utilities next then go down the line. States have some sort of mortgage help available.

Next have DH call owner of business, etc. If he can not do that have him go to the state labor dept. (or whatever your state calls the unemployment bureau and labor regs.dept.) See if he is eligible for unemployment or if he can file a claim against the company for money owed him. Sounds like the company is going belly up and he willl have to step in line and (hopefully) get something at some point.

Then he should look for a new job. Unemployment comp. may not come until the company files for bankruptcy of gives him his official lay off notice. He should talk to unemployment.

**hugxlaughxsmilexlove** · 12-22-2008, 01:58 PM

It was the "money man", co-owner/painter, DH and our cousin. Not a big company AT ALL, obviously. The "money man" who fronted the money is still there right now and they're going over EVERYTHING. He is losing his house, lost his wife (she left him with their kid because she was money hungry) and now has NO money too. That money we're owed - probably going to be in my dreams forever.

The guy had NO experience in the auto shop. I OFFERED to come into the office to organize everything ( I have experience in that exact setting on everything, anything, I can do it all ) and I am going to assume if I did - they wouldn't be having this issue right now because the idiot was taking it all. He wouldn't allow his co-owner ANY bank information or anything. He's a creeper.

I don't know everything yet but I think the rent for that place is only $2,000. If DH can take it over, I want him too.. he was bringing in over $10,000 a week for that place - half of it was work he brought in to begin with. If he can get it, I'm hoping into the office if he'll let me and get it straightened out.

But for now, I'm freaking out because he's not home to talk to me yet and doesn't have time on the phone. *sigh*.. I want this year to be over right now and this to be a very very bad nightmare today.

**MamaTreadler** · 12-22-2008, 02:04 PM

I totally understand. We have been exactly where you are now. Two years ago the company my husband was contracting at stopped paying us at the end of Oct. and didn't pay again until after the New Year. And like you, one day when we called to complain that there was literally no gas money to go to work the next day, they came up with a couple of hundred.

They said they were having "cash flow issues." Well guess what? So were we! It was awful. Everything go behind, people calling on overdue bills.

They eventually paid up, but it was a mess while going through it.

Hugs to you.~~

**janelane** · 12-22-2008, 02:15 PM

Call the labor board, and get all the other employees to do so as well. File complaints. They will start an investigation and involve the authorities. And then tell DH to start looking for a new job, like, yesterday. He shouldn't even be there today dealing with anything, he needs to give it up and walk away and stop letting himself be hosed. And he should not under ANY circumstances take anything over because that will leave HIM open to the legal mess.

Way back when my DH was just starting out in his career he was hired to work on a new start up newspaper. The woman starting it, well, I don't know, she's got serious mental health problems or something. She convinced a bunch of people at the established newspaper to quit their jobs and come work for her. She claimed to be heir to the Piggy Wiggly fortune and had stories for months about how the money being transferred was held up for one reason or another. Everyone bought it, employees, vendors, even her business partner. DH never did get paid (luckily he was young and still living at home.) But there were others, including a husband and wife couple who burned a lot of bridges at the old newspaper, that ended up losing their home. They were the ones that held on the longest, that tried to trust her the most, because they were the owner's supposed friends.

There was a lawsuit. DH was kinda more like a DuH at the time and didn't jump on. Everyone else but him got *some* money, but none of them got all they were owed and it paled in comparison to the hole they had dug themselves into debt wise in the meantime. It was TWO YEARS before they got even that since the process so long. (She also took various criminal charges as well and was thrown in the clink for five years. There is more than just your DH not getting paid here, the owner has probably crapped out on taxes and other responsibilities, too.) The owner can't just quit and walk away, he will have to answer for the fraud going on. But you must take steps to get the law involved.

**homesteadmamma** · 12-22-2008, 02:17 PM

I have not words to say except want to send you a big {{{hug}}}. Hope it all works out for you.

**debmar** · 12-22-2008, 02:19 PM

Some things to look into -
I would see if you can put a lein against his house for the money he owes you. Even if he is losing it.
What he has done has got to be illegal. Is it time to get law enforcement involved?
Since he hasn't been paying your DH who else hasn't he been paying? If you take over the business will you be liable for back taxes, monthly rent, payments to supplies, etc.?

**Rebookie** · 12-22-2008, 02:20 PM

Awww man! I am sorry about all this... People really suck! =(

*hugs*

**misscas** · 12-22-2008, 02:21 PM

I say it's time to shine up the resume and get it out there. If any one asks why in an interview, just say something is seriously wrong there and you cannot ellaborate. You are getting out white the getting is good. I hope you have a good job.