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  1. 12-23-2008, 10:38 AM #1
    Bournecrazy
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    Talking Extra Loan Payment

    I just made an extra payment for my loan of 330.00 which has taken 3 months off the life of the loan. YAY!!! now i only need another 300 more to get it to have a pay off date of October 2009.
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  2. 12-23-2008, 10:58 AM #2
    Patty A
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    Way to go.....I love it when you can add even a little. It really helps shorten the life of the contract and pays for all the trouble when its paid off early!
    Congrats!
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  3. 12-23-2008, 11:44 AM #3
    Jill B.
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    I was looking at all the goals acheived that are in your signature and you are AMAZING! Good work!
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  4. 12-23-2008, 11:52 AM #4
    peanut
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    Congratulations! Your siggy is impressive...great work! Have a Merry Christmas!

    Jean
    Last edited by peanut; 12-23-2008 at 11:52 AM.
    2012 Challenges

    Use it up Challenge
    20 Wishes Challenge: 1/20
    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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  5. 12-23-2008, 12:13 PM #5
    FrugalMomof3
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    Wow that's awesome, you will be mortgage free in no time!
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  6. 12-23-2008, 01:22 PM #6
    lgw
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    Congratulations!
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  7. 12-23-2008, 01:49 PM #7
    Mom23boys
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    That is great!! You will have that debt knocked out before you know it.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  8. 12-23-2008, 02:53 PM #8
    homesteadmamma
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    That's great, you're doing a wonderful job of getting out of debt.
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  9. 12-23-2008, 03:50 PM #9
    Bournecrazy
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    Quote Originally Posted by FrugalMomof3 View Post
    Wow that's awesome, you will be mortgage free in no time!

    Good thing is, I dont have one yet. we are looking in the new year tho for a house so then i will have the joyful job of having a mortgage and bills, but i will be working on them to keep them low.

    Thanks, it feels great to achieve so much some days i feel low as i have no money but then i log into my ING and jsut look at all the figures
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  10. 12-23-2008, 03:53 PM #10
    Bournecrazy
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    WOW, i just worked out that goals i achieved total up to £2234
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  11. 12-23-2008, 04:01 PM #11
    wwe11
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    Congratulations!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  12. 12-23-2008, 05:57 PM #12
    Debbie-cat
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    Good for you!! That's great, it really does help alot to put down extra payments and cut down on the remaining monthly payments needed!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  13. 12-23-2008, 08:08 PM #13
    Sassyclass
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    Good for you, keep chipping away.

    Cat
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