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Thread: I am back on the frugal train!!
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09-15-2009, 10:19 PM #1Registered User
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I am back on the frugal train!!
Well hello everyone from down under!! its been a long time since i have visited these boards. I went on my trip to USA as some of you may remember after months of not spending and we had a blast. I started nursing school which kept me incredibly busy as was doing masters of nursing, i recently defferred my studies as we found out we are expecting again next april!! this has meant i am now a stay at home mum again, back where i belong, my two oldest are in yr 1 and 2 at school. I need to be super frugal again as husband has acknowledged i wont be going back to work so i need to make his income stretch. My goal is to have no credit card debt we only have about $400 now, we have 11k in savings i need to bump that way up to over 20k as we still need that new car, and i want to start a savings account for the baby like the other girls have as we want them to go to a private high school costs about 4k a year each. all on his 60k wage a yr but i know i can do it. I also would love in 6 years to take all the kids back to disneyland again. so lots of goals and need to get back on being super frugal. any way just wanted to say its wonderful to be back and i am thinking in 2 months of doing another no spend for 3 months including on food challenge.
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09-15-2009, 10:41 PM #2Registered User
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Hi and welcome back from Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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09-15-2009, 10:47 PM #3Registered User
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Welcome back and congrats on the pregnancy. Sounds like you have it under control.
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09-15-2009, 10:50 PM #4Moderator
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Aloha and welcome back from Hawaii!! You are one busy woman who seems to have it under control!!
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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09-15-2009, 10:52 PM #5Registered User
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I so enjoyed reading your journey in your last thread. Very happy to see you back on the frugal train with us.
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09-15-2009, 10:54 PM #6Registered User
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Hi and welcome back to FV!
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!"
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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09-15-2009, 11:11 PM #7Registered User
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glad to see you are back. Loved reading your last thread before coming to the states. Congrats on the baby too!
Married 22 years to Mark
Mom to Ryan 25
Lisa 18
and Yorkie Lexi
SAHM in Florida
starting totals
Mortgage $142,458/$155,000
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change jar total $95.00
EF $1000.00
A friendly reminder Always wear sunscreen!
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09-15-2009, 11:40 PM #8Moderator
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Hello and welcome back to the Village!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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09-16-2009, 06:06 AM #9Registered User
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Welcome back and congrats on the baby
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09-16-2009, 06:17 AM #10Registered User
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Thanks guys, feeling very excited to be getting back to basics, its not like we went silly but just now I am home again I have more time to save more money if that makes sense! I picked up some books today for $2 so i will be giving them to my friends children who i buy for christmas for along with some homemade cookies. We had homemade potato and leek soup for dinner tonight which makes a nice change from takeaway (we ate this a lot as i got home from uni at 7pm most nights). Husband was super happy with a homemade meal. I am going to try to go for at least a week before i go to the store for anything including fresh fruit and veges so will have to plan a menu tomorrow!
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09-16-2009, 09:05 AM #11Registered User
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Hi and welcome back
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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09-16-2009, 10:22 AM #12Registered User
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Welcome back and congrats on your pregnancy! I really enjoyed your thread before. It helped a lot in the motivation department.
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July no-spend: 12/20
Run/walk challenge: (on hold while we're moving)
2011 Try-a-New-Recipe Challenge: 28/36
Working on credit card debt, trying to live by the budget.
Moving once again.....sigh
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09-16-2009, 10:28 AM #13Master Dollar Stretcher
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Welcome back, macemesmum!! Looking forward to reading about your next frugal journey!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15 
June wasted money: $0 
June grocery: $0/400
2012 LAPAW: 8.8/20 
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795 
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) 
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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09-16-2009, 11:52 AM #14Registered User
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Welcome back and congrats on the new baby. I am thrilled you had a good time in the US and am looking forward to one of your challenges. They are such good reading.
Monner
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09-16-2009, 12:20 PM #15Registered User
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congrats on the new baby. and welcome back! you can do it. good luck from florida!!
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