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  1. #1
    Super Moderator Russ's Avatar
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    Default 10 bad habits- the cost

    Stolen from Wallet Pop

    10 Bad Habits and What They Cost You - WalletPop

    POP
    Paying $1.50, if you have one soda a day, means you've spent $547.50 a year (before tax). If you have three a day, you've just flushed away $1,642.50.

    read the article for the rest...
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!

  2. #2
    Registered User ravenmaniac's Avatar
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    I am a few steps ahead. I don't smoke, play online poker, or watch porn.

    It was a fun article read, really shows how the little things add up. I have been successfully cutting down on my soda consumption. Even though I don't buy single sodas, I buy 2 liters or wait for a sale on 12 packs, I know the cost adds up.

    Thanks for sharing.
    Carrie, ravenmaniac - I love my Ravens!!!!
    Play Like a Raven!
    Rock the Red - C-A-P-S CAPS! CAPS! CAPS!

  3. #3
    Registered User Nada.Leona's Avatar
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    I have no idea why people would buy gossip magazines. You can log onto almost any television-based website for free and read the same crap. Yahoo is horrible for that.
    If you're interested in frugal living, minimalism and and
    family centralized living, please visit my website at http://www.miniMOMist.com.

  4. #4
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    Quote Originally Posted by ravenmaniac View Post
    I am a few steps ahead. I don't smoke, play online poker, or watch porn.

    It was a fun article read, really shows how the little things add up. I have been successfully cutting down on my soda consumption. Even though I don't buy single sodas, I buy 2 liters or wait for a sale on 12 packs, I know the cost adds up.

    Thanks for sharing.
    I also drink pop (as we call it in MI, LOL) and I also do not buy it in gas stations and do buy it when it is on sale. We all drink something and it costs money, including bottled water.
    Some of what this article is about has also been labeled the latte factor (considering places to save alot of money in places you may not think of that you spend money every day)

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    somewhere i read that "starbucks" should be called "fivebucks". i thought that was funny.

    i knew a young teacher who quit the profession because she said she couldn't live on the salary. yet there was a fresh
    "fivebucks" in her hand morning and afternoon. sad.
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"

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    Registered User ncarr's Avatar
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    interesting read. thanks!
    I love being a History Teacher!

  7. #7
    Registered User jlaporte's Avatar
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    I totally get the coffee thing.Many moons ago when DH and I started dating we had this problem. I have always been a heavy coffee drinker.I had the money then at least....andyway it was so easy for us to spen over 20.oo a day on coffee! It was simple for me that was my only vice he had that plus cigs. Anyway once we got together and had everything shared I smarted up. I bought to go cups and made it at home. Well we have not been coffee buyers in yrs! I have to say we make at least 5 pots a day.I now buy generic coffee in the huge tins lol. We have saved a bunch that way. Just my rambeling 2 cents.(yup that 20.00 a day can last us a month now on coffee and it tastes better)

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    Moderator mauimagic's Avatar
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    Hey Russ - what a great way to start a Sunday morning for my blearly eyes!! Mahalo!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
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    Registered User Neeley's Avatar
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    I'm doing pretty good.

    I don't smoke, watch porn, text message, play the lottery, play online poker and I hate Starbucks and other specialty coffee shops.

    As a rule, I am not a soda drinker.

    We could do a little better with our car maintenance.

    Now, I love my People magazine and will always and forever buy it. Also, I gotta have my fries with my burger. In the big picture, the money I spend on fries and People is very little.
    DD (19)
    DS (16)
    DH (Knocking on 40's door)

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    Registered User Incognito's Avatar
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    Since I don't have any of these bad habits, I've saved a lot of money so far, I guess. But there are always other bad habits which take up my money, such as unwise purchases.

    Russ, I got a laugh out of your profile: "the forum anti-curmudgeon".

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    Registered User frugalfranny's Avatar
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    Okay....I'm not doing too bad.........the 'fry thing' gets to me but I don't always do it. If I 'eat in' then I get fries....but if I am taking it home - I don't. I don't like cold fries.....and I have chips at home to eat.

    and while I don't buy the gossip mags...........I do buy hobby mags. .........if they have something that I will use in them. Doubt that I spend over $50 a year on them.
    Travel light. The baggage of the past can only hold you back.

    January Book List

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    Moderator monkeywrangler71's Avatar
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    In my neighborhood, a Wendy's single combo meal costs $6. (Yeah, I know. New York prices are stiff.) But single, by itself, costs $3.79, and a medium soda by itself costs $1.69. Together, they're $5.48 before tax, or 51 cents cheaper if you forget the fries.

    ...Um, yeah, or you could spring the $1.29 for the fries and save yourself .91 by skipping the soda...

    I'd rather drink water and walk away full than waste $1.69 on a bucket of ice and syrup and still be starving after lunch.

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    But...but... aren't the fries the whole point?
    Donna

    Use It Up 2012:
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    I can honestly say I don't do any of that!! So where is all my money? Oh Yeah, teenagers!! I forgot.

    We have also gone back to the cheap salon w/ coupons and don't pay any banking fees except buying checks. But,even that is WAY less w/ online banking available.

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    Quote Originally Posted by frugalwarrior2 View Post
    I can honestly say I don't do any of that!! So where is all my money? Oh Yeah, teenagers!! I forgot.

    We have also gone back to the cheap salon w/ coupons and don't pay any banking fees except buying checks. But,even that is WAY less w/ online banking available.
    I don't know how old you are, but if you bank at Flagstar and are 50 you get checks free for life.

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