Do you plan on being more frugal next year?

**Mom23boys** · 12-05-2002, 11:50 PM

Or do you plan on being the same, or less frugal?

I plan on being more frugal as I am thinking of making some changes financialy that would warrant me to do so.

**nealy** · 12-06-2002, 12:05 AM

I would like to be more frugal but that decision is going to have to rest in my hands my Dh doesn't like to feel deprived so I need to compensate or fine a substitute or he will not go for it. I mostly need to stop dining out so frequently. We go out twice a month. I could also work on my grocery budget. I have recently tried baking all of my own bread. That helps out a bit. Well.... you really got me thinking, I could really work on this a lot more! THANKS!

nealy

**TheCottageRose** · 12-06-2002, 01:01 AM

definitely MORE frugal....I am on a mission!

**summercat** · 12-06-2002, 02:18 AM

I will be a little less since it is just myself now. I am hoping to use more coupons but might quit if I don't get enough for the things I shop for lately the coupons are lousy for me

**i.m.cheap** · 12-06-2002, 08:19 AM

I don't think I could get any more frugal, unless it meant giving up the internet

Deb

**SewCrafty** · 12-06-2002, 08:54 AM

Yes, I do plan on being more frugal.

With dh retiring and me staying home (although I could get a job if needed) I need to be as frugal as possible.

**tigo** · 12-06-2002, 10:53 AM

We did really good this year. We reached the financial goals we set last year. Next year's goal requires we pay off another debt and hit a certain amount in savings while continuing this year's progress. It is getting a little easier now that we are all adjusting to life this way. We eat out less, I cook from scratch more and I have started stockpiling. Still fall off the wagon a bit, but it is getting better.

**MJsLady** · 12-06-2002, 10:57 AM

More frugal.
I am beginning to discover that this old dog can learn new tricks and its fun!

**jettsmom** · 12-06-2002, 11:51 AM

I'll need to be more frugal. Got a car payment starting in January. Haven't had a car payment in 5 years. It was time for a new car. Both cars are 10yo. Grocery budget will be the first to attack, I've been spending way too much lately.

**justjenn** · 12-07-2002, 12:08 AM

Absolutely. I plan on being a lot more frugal. I have slacked off so much in the last 6 months. I need to get motivated to really tighten the belt around here.

**Karla** · 12-07-2002, 01:52 AM

More frugal...I'd like to have some debt eliminated this year and to finally start to put into savings, although sometimes I think I'm almost to the point I can't get much more frugal, but I'd like to try!

**KathiS** · 12-07-2002, 05:40 AM

I have been trying to be very frugal but, I hope to do better this coming year. DH is retiring, in the next few years and, we need to tighten up a little.

**QuilterMom** · 12-07-2002, 10:16 AM

I am always striving to find more ways to be frugal.

**AmyBoz** · 12-07-2002, 01:58 PM

We've had a very frugal past two years, so now it's time to get down to the tiny details and be even more frugal.

**jettsmom** · 12-10-2002, 10:39 AM

Unfortunately, I'll have to be even more frugal. My husband isn't getting the bonuses he thought he would be getting. He was supposed to be getting paid for unused sick and vacation days too. Now they won't be paying him. He may be taking the rest of the year off. I bet he doesn't get a raise either. I guess that's what we get for buying a new car before the money's really there. Oh well, we'll figure it out somehow. I can always get myself a job.