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  1. 07-11-2010, 04:21 PM #1
    MNmommy
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    Default Getting back on the frugal wagon

    Hi everyone, i've been MIA for alittle while and now i'm back and ready to jump in with both feet first. My Dh's car died and he has to get a new vehicle. we can swing the payment and pay bills and eat and all that, just that our "play money" will be chopped by alittle bit and I just want to get back into the swing of frugal things. Here are some things that I have already done:

    ~turned the thermostat up 4 degrees for less AC use fans more
    ~canceled my Netflix account
    ~searching my local area for fun things to do with the kids
    ~going to attempt to lower my grocery bill by $50 every 2 weeks. (I usually can do two weeks for $200 but I wanna reduce that by quite a bit.
    ~start couponing again and searching for good deals

    If you have any more suggestions for me it would be great!!! Thanks!
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  2. 07-11-2010, 04:26 PM #2
    mauimagic
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    Glad that you returned and are geared up to go!! Sometimes a break helps recharge our batteries!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  3. 07-11-2010, 05:15 PM #3
    Luckybustert
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    Welcome back, Sam! Sounds like you're heading in the right direction
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  4. 07-14-2010, 12:20 AM #4
    AspiringToBeFrugal
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    Keep it up, you're doing great!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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  5. 07-14-2010, 02:49 AM #5
    mauimagic
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    And don't forget to let us know what and how you're doing!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  6. 07-16-2010, 01:10 AM #6
    Paws
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    Welcome Back!!
    Wife to DH ~ 15 years
    Mom to DD ~ 14 yrs old
    Mom to DS ~ 24 yrs old
    Fur mom to Nikko - Rottweiler, Maxx - German Shepherd-(my avatar pic), and Reno - Husky/Chow mix.
    *Rest peacefully my sweet Maxx*
    ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
    Judge not, and ye shall not be judged: condemn not, and ye shall not be condemned: forgive, and ye shall be forgiven
    Luke 6:37 (KJV)

    Change jar $14.55
    2012 Challenges
    Grocery budget~$/$300
    No spend days~/31 *Goal 15/31 days
    No eat out days~1/31 *Goal 15/31 days
    EF - /$1000.00
    Christmas fund - $110/$350
    Weekly Menu challenge - /52
    YTD Coupon total - $2173
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  7. 07-16-2010, 03:30 AM #7
    nadine64
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    Welcome back!
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