weary of frugality and budgets

**imagine** · 06-08-2011, 09:52 AM

I am weary of frugality and budgets and the like.

I will keep on because I have to but I weary of it all.

Need a boost to reenergize.

**VanVivCam** · 06-08-2011, 09:55 AM

I think every once in a while it is OK to "waste" a little money. Try to put aside some mad money for yourself and splurge once every three or four months. It seems to make it easier for me to be frugal when I know I have a little shopping spree coming my way.

**NicJean** · 06-08-2011, 10:09 AM

Have you been working toward a goal? Reached any? (like an EF or paid off a debt?) Reflecting on what you've done helps. But I agree with above - don't forget to take good care of you, too. ( A splurge, special treat, bubble bath, paint toenails, can be anything!)

You are doing great!

**imagine** · 06-08-2011, 10:38 AM

Originally Posted by VanVivCam

I think every once in a while it is OK to "waste" a little money. Try to put aside some mad money for yourself and splurge once every three or four months. It seems to make it easier for me to be frugal when I know I have a little shopping spree coming my way.

I can't imagine a splurge right now. Splurge right now would be a 59 cents soda.

Just had my birthday my mom said to hubby "make sure she doesn't just spend it on something boring like Insurance" mom and I had just been discussing house insurance and taxes. One due in December and one due in June. Hers are different.
After she left Hubby came to me and said "You know your an adult and adult sometimes have to spend birthday money on needs not what they want to. Just how it is when you are an adult"
Of course I know that. And I knew the birthday money was going to house insurance.

Hubby gave me a great no cost ( minimal cost) birthday present Took some vacation time from work and did lots of Honey Do's around the house.

Life is good I'm just weary of frugality and budgets.

**imagine** · 06-08-2011, 10:41 AM

Originally Posted by NicJean

Have you been working toward a goal? Reached any? (like an EF or paid off a debt?) Reflecting on what you've done helps. But I agree with above - don't forget to take good care of you, too. ( A splurge, special treat, bubble bath, paint toenails, can be anything!)

You are doing great!

Yes we have goals It has seemed like it was a while since we reached a pay off goal and we recently had to readjust payments so the new goals are father off.

It just feels like all the frugality gets no where against the rising prices, needs, things needing fixed etc.

**krbshappy71** · 06-08-2011, 11:02 AM

Try doing something completely apart from thinking about frugality and budgets. I have a garden and flowers in the front yard to tend to. It helps me forget about money. Walking dogs helps me forget about money. Cleaning house, all those mundane things that don't cost money and have nothing to do with money at the moment you are doing them. You need a mental break.

Walk to the library if you can, just anything to get out and away from the situation. Today I cleared out a linen closet section to reclaim a big ol' wicker basket that I wanted for a different room of the house. Its not because I couldn't spend money on a new basket, it was because I realized that basket wasn't being shown off as it could be.

Hugs to you, you are plugging away and inspiring us all!

**piney** · 06-08-2011, 11:38 AM

Originally Posted by imagine

Yes we have goals It has seemed like it was a while since we reached a pay off goal and we recently had to readjust payments so the new goals are father off.

It just feels like all the frugality gets no where against the rising prices, needs, things needing fixed etc.

I know what you mean when i was trying to pay off cc card and hospital bills i would get discouraged and some time think what the use doing without something but i started keeping an account of how much on paper and each time the amount went down i would want to put more to the debt and it finally paid off.You are doing great just keep plugging along and you will make it.

**Ramona** · 06-08-2011, 11:38 AM

You need to be pampered. Are there any beauty schools within driving distance of you?

I'm not near Framingham MA but this is the first beauty school that came up in Google, here are their guest services. Scroll up and down when you get there and look at the decent prices!:

Best hair cut nails and color

**MomToTwoBoys** · 06-08-2011, 11:45 AM

Originally Posted by imagine

I can't imagine a splurge right now. Splurge right now would be a 59 cents soda.

Just had my birthday my mom said to hubby "make sure she doesn't just spend it on something boring like Insurance" mom and I had just been discussing house insurance and taxes. One due in December and one due in June. Hers are different.
After she left Hubby came to me and said "You know your an adult and adult sometimes have to spend birthday money on needs not what they want to. Just how it is when you are an adult"
Of course I know that. And I knew the birthday money was going to house insurance.

Hubby gave me a great no cost ( minimal cost) birthday present Took some vacation time from work and did lots of Honey Do's around the house.

Life is good I'm just weary of frugality and budgets.

That's not how it works in my adult world. In my adult world, you're allowed to spend birthday money on whatever you wish. I just find it strange that your DH's idea of what to spend money on seems a little unorthodox. I use my pension money for both what I want and what I need. A healthy balance of both, even when it comes to birthday money, helps keep you from getting depressed.

We stopped doing a really diehard budget and instead, we started focusing on keeping it positive to help us out. It was downright depressing at times to think of it just one way. I think if you try to put a positive spin on things, it'll help a lot.

**Dancing Lotus** · 06-08-2011, 01:25 PM

over the years I have burned out a couple of times myself. It helps to regroup and find some new ways to bring in extra or a new way to cut some out. Sounds to me like you need some personal mad money. But if there is no other way to pay the insurance then I guess you have to do what you have to do. Chin up, you're doing great and you should be proud that you continue to make adult choices even when it isn't fun anymore.

**oheoh's momma** · 06-08-2011, 02:37 PM

Birthdays are birthdays and gifts are gifts. Honey do something for yourself. grab your bathing suit go for a swim , paint your toes ,go get your hair done, a new outfit something. You have to live a little bit or you just feel deprived. Hugs. I know sometimes I get weary I stockpile my favorite beauty supplies so I don't have to go with out. Makes me happy. Make yourself happy.

**ErikM02** · 06-08-2011, 02:45 PM

It's a bummer, but life is a struggle. Could be worse, I'm willing to bet you are richer than more than 90% of the rest of the people in the world

**frugalcdngal** · 06-08-2011, 03:05 PM

Your husbands way of thinking is fine, providing he remember it should someone give him birthday money.

Being an adult is so overrated

**LynnLC** · 06-08-2011, 03:17 PM

Originally Posted by imagine

I can't imagine a splurge right now. Splurge right now would be a 59 cents soda.

Just had my birthday my mom said to hubby "make sure she doesn't just spend it on something boring like Insurance" mom and I had just been discussing house insurance and taxes. One due in December and one due in June. Hers are different.
After she left Hubby came to me and said "You know your an adult and adult sometimes have to spend birthday money on needs not what they want to. Just how it is when you are an adult"Of course I know that. And I knew the birthday money was going to house insurance.

Hubby gave me a great no cost ( minimal cost) birthday present Took some vacation time from work and did lots of Honey Do's around the house.

Life is good I'm just weary of frugality and budgets.

He seriously said that? Is he your dad or DH? He should count his blessings he's not married to me. Hugs.

**Debbie-cat** · 06-08-2011, 05:03 PM

It's tough but think of where you would be if you weren't frugal. I always make a game out of being frugal and see how long I can go without spending or reusing something I have in a new way. Sometime I feel deprived but then I think of so many others who are less fortunate and then realize how lucky I am. Hugs.