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01-01-2012, 04:37 PM #16
Gas here is at $2.99 a gallon but I've been able to get it cheaper the last few fill-ups because of savings on our shopper card.
While it was expensive, even on sale, DH and I got a digital SLR camera as a combination anniversary/Christmas/birthday present for me (I'm the primary photographer in our family) during the Black Friday sale at Sears so maybe I got in on the good end of the pricing issue with this product!
I am concerned about the price of groceries...as our family grows I'm trying to keep on top of the grocery budget and make sure we're getting a good variety of things, but this is something we'll have to keep a closer eye on.May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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01-01-2012, 05:14 PM #17
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