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01-05-2012, 10:07 AM #16
I have trouble with this as well. I just had to shell out $323 for tires for my van. I was GRIEVING that stupid money but it came out of my emergency fund. It was NOT spending money in the first place, I am not in a position to be spending $323 on anything but a credit card payback or an emergency but I still grieved, ha ha!!
I am very surprised Pinterest is helping me with this, (spending urges) but it is. Most of the time I don't follow the links to the original site if I'm re-pinning because I don't want to know how much that amazing fireplace next to a hot tub costs, I just want to say "hey I love it!" and dream about it then move on.LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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01-05-2012, 12:14 PM #17Moderator
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~Awesome idea! I used to do something similar in a round about way. I kept a list of things I wanted to buy then I put off buying them as long as possible. As I added new items to the list it was always gratifying to see that my urge for that book, craft supply or jacket had completely vanished by waiting it out.
I'm an out-of-sight, out-of-mind person so I couldn't do the Pinterest thing. It has to be simple words on paper, not the idealistic beauty of pretty photos. Too tempting!
It really isn't depressing Deer. It's a high-five every time you can cross out something on your list. Not because you bought it, but because you actually don't want it anymore. Of course, some things remain on that list, and that's what pocket money is for. I get to spend that however I want.
~
~Constance
~DH
~DS 9
~DD 7
~DD 1 
2012 FLING: 1706 OUT, 293 IN
MENU PLANNING:4/52
BLOG POSTS: 3/30
BOOKS READ:24
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01-05-2012, 01:36 PM #18
I think this is interesting.. I always keep a list of things I need of the house and family... I think for me the list would be a running stockpile list. for example if I have 14 toothpaste I may have enough.... It maybe a money thing I know what is and what isn't in my budget...
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01-05-2012, 03:54 PM #19
I keep an amazon wish list with every little or big thing I crave (I have a separate amazon shopping list for stuff we actually need for the house) then I periodically look at it and delete the nonsense. It used to be 4 pages now it's only 2. I've definitely been thinking more about needs vs wants in the last couple years
Reba
When you come to the end of your rope, tie a knot and hang on.
— Franklin D. Roosevelt
2012 STATS
Reading Challenge 8/50
No Spend Days
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01-07-2012, 05:46 PM #20
I'm with you here..........and I have a really expensive house improvement NEED coming up......it should take the "buying wind" out of my sails.............have been using up my stockpile instead of adding to it.
MH---if I can get my roof done for that amount I will be smiling........think it will be a killer.......and I am thinking about
new gutters, and siding (not much area, mostly brick) all at the same time since I HATE having workers around!!! Get them here............and get them out!!
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01-11-2012, 03:45 PM #21
I do a version of this too as far as writing it down. I make a list of wants that I will either think about for 30 days before I committ to purchasing or that eventually get moved to a wish list of sorts that is longer term....things that I might receive for a birthday or holiday or else will purchase myself if I am still wanting after thinking it over for many days.
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01-11-2012, 10:46 PM #22
I'm sitting here with DH reading over my shoulder and say all excited, 'I'm going to start a list of all the things I WANT!' I open a word document and type "Broom!" He thought that was hysterical... but apparently my wants have become fairly simple... our broom is so old! ;-)
BS1: $1000/$1000
BS2:
CC: $0/ $15884
Other Debt: $0/2487
Car Loan: $0/11800
SLs: $20368/54031
Total Consumer Debt= $20,368/81825
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
Next Goal: Own My Degree!
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01-12-2012, 11:03 AM #23
The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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01-12-2012, 11:18 AM #24
LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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01-12-2012, 06:03 PM #25
We will buy a new broom when we are debt free haha.
I've been considering spending entire months snowball on frivolous things and/or a vacation when we are done with BS3.
I'm getting DH all excited with the possibility, but we'll see. ;-)BS1: $1000/$1000
BS2:
CC: $0/ $15884
Other Debt: $0/2487
Car Loan: $0/11800
SLs: $20368/54031
Total Consumer Debt= $20,368/81825
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
Next Goal: Own My Degree!
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01-12-2012, 07:47 PM #26
Pfft-broom is on my list too.
-new filter for the air cleaner
-a new vehicle
-a new furnace
-a new water heater
-a new mattress
no luxeries. Just want to survive w/ a modecum of comfort.
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01-14-2012, 12:28 AM #27
Yep, I see the point here. I'm using my old broom for a while longer
I'm trying to put off buying everything I can, not just the frivolous stuff. Because if I leave any gray area, I can come up with a way to justify anything.
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01-14-2012, 08:20 AM #28
I wasted money last year buying things to save me money. Like a $50 Wonderwash that I never use. With the possibility of being debt free this year, there will be NO purchases out outside of the budget for any reason, even if it's to save money in the long run!
BS1: $1000/$1000
BS2:
CC: $0/ $15884
Other Debt: $0/2487
Car Loan: $0/11800
SLs: $20368/54031
Total Consumer Debt= $20,368/81825
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
Next Goal: Own My Degree!
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02-13-2012, 04:12 AM #29
Try spraying some vanilla around, or put a tea candle beneath a can with apple peelings and cinnamon in it. It can be done homemade.
Also, try a lid with some cinnamon oil in it and sit it on the frame of your reading lamp. The heat will scent the air.
Oh, and add a dash of cinnamon to your coffee filter in the morning. It will scent up your home as the pot perks and it tastes good too!
Backwoodsgirl
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02-13-2012, 05:44 AM #30
I do this also! It really works - I can delete stuff I no longer need, or use it for "what would you like for Christmas responses" (if appropriate), or think about how, if I really decided needed something, I could obtain it more economically or find a better substitute. The list gets things out of my head and "on paper."
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