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01-03-2012, 06:37 AM #1
A List of the Stuff I'm Not Buying
I lost my job this past year, and we are knee-deep in debt. So I'm on a self-imposed spending holiday for 2012, which means NEEDS only. If we can live without it, we aren't buying it!
Being a red-blooded American, of course I am already seeing things and thinking I'd like to have them... they would improve my life, my health, my organization, home, efficiency... etc.
So I've decided to add a page to my notebook. I'm going to list all the things I want, or consider buying. I'll add the date, and the cost if I know it. Then of course I won't buy it! Then I can look back over the list as the year goes on. My guess is that, when I look back, many of the items will seem frivolous and unnecessary, and my life will have marched along just fine without them. I'll have saved money and have less clutter, just my list
Entry #1 will be the automatic air freshener I saw the ad for last night. You walk past and it spritzes out some freshener. We had them at work (yes, the job that I lost) and they were great; how wonderful my home would be if smelled nice all the time! hahaha. (Then I remembered... "oh yeah, I'm not buying stuff".)
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01-03-2012, 07:35 AM #2
This is a great idea. My DH and I both lost our jobs last year. DH has found another one but I have not. Luckily, I did not inherit yjr "buy everything you see an infomercial for" gene from my mom. but I still need to control grocery spending and no more eating out atm all.
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01-03-2012, 08:27 AM #3
I actually did that last year. I wrote down a page of wants and a page of needs in the back of my date book (those NOTES pages at the back). As the year went on, I would look over the list, add to it, take it off (say if I got it as a gift for a birthday or used/free). Some things I found I just lost the desire to even have before they were acquired. Once acquired, I'd mark a line through it with the date it was received/purchased. It was also a quick reference for if someone asked me what I wanted for a birthday, house-warming, or Christmas gift. There were big items and small items on it. That is something that worked REALLY well for me, and I've already earmarked new pages in my date book for the same "game." Obviously there were quite a few items I never received or bought, so they are just now listed in the new year's date book. I hope your list goes well and you get lots and lots of your needs (and wants) met in the coming year.
Totally debt free since January 2011.
Fully funded Emergency Fund complete December 12, 2011! Yeah!
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01-03-2012, 08:32 AM #4
The deal with me is I do have a $250 a month allowance which allows me to buy all the crud I want until I run out of funds. I eat out, buy clothes(almost always name label used from Hopes Closet)purses are my downfall so I have a $40 limit. If it's over $40 I can NOT have it. Where would I put all of them if I didn't reel myself in?????
I also buy my craft stuff. I quilt, sew, knit and crochet,scrapbook and also make jewelry and sometimes paint(not for a while) so they are all expensive hobbies that take up massive amounts of space.
I lost my room when dd moved back in where I kept all my hobbies and the 1 year stockpile so it all had to be corraled. Now I use WHAT I HAVE and avoid buying any new hobby supplies. Where would I put it all? I always shop the sales and stock even with hobbies so that had to come to an end.
The stockpile had to be eaten. Now I am amassing a 4 month of food and a 1 year HBA and household and finding creative storage solutions lol! I may have to stop before my goals depending on space but we'll see.
My wardrobe really is complete, hobbies I have out the wazoo, stocking is in the budget.
I have nothing to buy lol!
I do want an ASUS tablet with separate keyboard so that'll run me about $500 so I could just sit and wait and save for it.The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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01-03-2012, 09:03 AM #5Registered User
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We're definitely curbing as much extraneous spending as possible this year. With being in debt and a savings plan in effect, it's hard to justify much of anything.
Yesterday, I bought an ironing board and it is something I have been needing the last ten years.
I don't need any clothes or anything else. The boys are all set with what they have. DH is set with what he has. There really isn't anything that we would want to have around the house. (Heck, I even got an oscillating heater this year for Christmas so that helps.)
The boys know that bills and such always come first and if they really want something, that's what birthdays are for.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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01-03-2012, 10:52 AM #6
I figure if I can't keep a want in my head then it really wasn't a want. I just let it slip away unnoticed. Then it feels like I get everything I want as all the other passing ones are forgotten.
I could see writing it down if you wanted to see how much you were saving how much will power you were having at passing up your wants."Everyday as your walking down the street, everybody that you met has an original point of view" -Arthur PBS
Imagine - Wife of 18 years to Hubby
Mom to Buddy (son 15) and Little Miss ( daughter 11)
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01-03-2012, 10:58 AM #7
This looks like a job for Pinterest!! Create a board "things I will buy when I'm out of debt" and start pinning things you are craving.
I used to write things down but it wasn't very satisfying to me. Pinterest has become my "I want it but I wont get it" fix. Not recommended if you have difficulty resisting buying stuff online. For some reason I just don't tend to shop online to buy, its more to peruse instead of leaving the house.
Hugs to you, sometimes it feels like using a baby spoon to dig a trench but in the end it will be worth it.LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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01-03-2012, 11:31 AM #8Moderator
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great idea and what a terrific way to have a written history of supporting yourself!! Good luck - shall be checking back - for support (both ways) and interest of course!!
Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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01-03-2012, 11:48 AM #9
I hear that. For me it was a broom and pot holders.
My broom was 11 years old and awful and I just could not bring myself to spend the money on a new one. Finally I found a really nice one at Fred's that was a great price and bit the bullet and just did it.
The pot holders. What can I say. Stained, gunky that no washing would cure and ones that I had no idea where they came from. One was a cat with a hanging down TAIL.....
I found some at Thanksgiving on sale. Got 4, wow out of control lol!
I also got 8 new kitchen towels to boot.
The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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01-03-2012, 12:01 PM #10Technical Support Sleuth
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McD
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Blog: http://familystylemayhem.wordpress.com/
My Ravelry: http://www.ravelry.com/projects/nicd...view=thumbnail
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01-03-2012, 01:36 PM #11
Keeping a list like that would just depress me. I don't feel deprived, but if I had it somewhere in black and white, I'm pretty sure I would.
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01-05-2012, 08:50 AM #12Registered User
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01-05-2012, 09:25 AM #13
The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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01-05-2012, 09:46 AM #14
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01-05-2012, 10:02 AM #15Master Dollar Stretcher
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This is a great idea! I just added a "Things that I will buy when I am rich" board to my Pinterest.

My problem is that the things I really WANT are all big-ticket. I couldn't care less for purses and knick-knacks. I want a new deck, a propane-powered refrigerator, to replace all the carpets with hardwood....
Sometimes, when I price those things out, I think I'll never get them, because I have a really hard time coughing up thousands of dollars for stuff that is really a want, not a need. Even the new roof, which was absolutely a need, and which cost about $3,000, was not easy for me. I was depressed for about a week afterward, thinking of all the FUN stuff I could have done with that money!DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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