I REALLY thought i was doing good this month, i've kept my trips down and didn't spend too much, shopped coupons, sales, etc.
BUT I didn't keep close enough track and missed a few at the beginning of the month... Then i didn't realize how much all my husbands little trips really add up.
Its just the two of us - we budget 360 and i honestly think thats plenty but we go over EVERY month! It usually ends up closer to 400 but not always by that much. But i refuse to believe we need to spend that much for 2 people! This month we are at 450! Thats 90 dollars over budget and that included having a 20 dollar off coupon and not having to cook for thanksgiving like we thought we would! WTF!
I figured out that my husband made 11 trips on his own and spent a total of 112 dollars.... That i wasn't expecting.
I tried cash and it doesn't work because theres 2 people using it and my husband is notorious for forgetting and using his card or using it for something else and its impossible to track. Debit is just trackable. I do most of the food shopping for us - i stopped letting him come with me because he would always just find something to spend money on or wouldn't let me stock up on sale items like i wanted to.... but he's just making more separate "small" trips. all those 10 dollar trips ADD up!
I don't know what to do anymore. I'd have to spend less then 300 in December to make up for it and its Christmas- thats not gonna happen. That 90 dollars is money that we cant pay toward Debt now.
How do you stay on budget with 2 people shopping separately?
BUT I didn't keep close enough track and missed a few at the beginning of the month... Then i didn't realize how much all my husbands little trips really add up.
Its just the two of us - we budget 360 and i honestly think thats plenty but we go over EVERY month! It usually ends up closer to 400 but not always by that much. But i refuse to believe we need to spend that much for 2 people! This month we are at 450! Thats 90 dollars over budget and that included having a 20 dollar off coupon and not having to cook for thanksgiving like we thought we would! WTF!
I figured out that my husband made 11 trips on his own and spent a total of 112 dollars.... That i wasn't expecting.
I tried cash and it doesn't work because theres 2 people using it and my husband is notorious for forgetting and using his card or using it for something else and its impossible to track. Debit is just trackable. I do most of the food shopping for us - i stopped letting him come with me because he would always just find something to spend money on or wouldn't let me stock up on sale items like i wanted to.... but he's just making more separate "small" trips. all those 10 dollar trips ADD up!
I don't know what to do anymore. I'd have to spend less then 300 in December to make up for it and its Christmas- thats not gonna happen. That 90 dollars is money that we cant pay toward Debt now.
How do you stay on budget with 2 people shopping separately?