Results 1 to 10 of 10

Thread: I need opinions

  1. 06-29-2005, 08:00 AM #1
    Mojjo
    Mojjo is offline
    Registered User Mojjo's Avatar
    Join Date
    May 2005
    Location
    PA
    Posts
    1,264
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default I need opinions

    We are going on vacation at the end of August...almost 2 months away. We are going to my dad's in S.C. so we don't have to pay for room or food (yeah!!!). But gas, souveigners (sic), and entrance fees we'll cover. We are also staying overnight on the way down and 2 days in Richmond on the way back. We have figured out how much we need for the trip. So.....

    over the next couple months I've worked our budget so that we'll have some extra money....should I put it in the EF (just in case I end up needing it for vacation) or should I just use it to pay off CC debt (we only have one card with a $450 balance)?

    opinions?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  2. 06-29-2005, 08:32 AM #2
    Darlene
    Darlene is offline
    Super Moderator Darlene's Avatar
    Join Date
    Oct 2002
    Location
    Upstate NY
    Posts
    27,967
    Post Thanks / WTG / Hug
    Rep Power
    61

    Default

    I'd pay down the cc because it's accruing interest. Sounds like a wonderful vacation!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  3. 06-29-2005, 08:35 AM #3
    Daphne
    Daphne is offline
    Registered User Daphne's Avatar
    Join Date
    Dec 2002
    Location
    Norfolk, VA
    Age
    37
    Posts
    2,853
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    I would also pay the credit card.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  4. 06-29-2005, 10:37 AM #4
    handmerounds
    handmerounds is offline
    Registered User
    Join Date
    Aug 2004
    Location
    Missouri
    Posts
    260
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    I'd pay that sucker off! Have fun!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  5. 06-29-2005, 11:31 AM #5
    Mom23boys
    Mom23boys is offline
    Registered User Mom23boys's Avatar
    Join Date
    May 2002
    Location
    Texas
    Age
    42
    Posts
    18,939
    Post Thanks / WTG / Hug
    Rep Power
    34

    Default

    I would pay off the CC too.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  6. 06-29-2005, 12:48 PM #6
    Mamaw
    Mamaw is offline
    Registered User Mamaw's Avatar
    Join Date
    Jun 2005
    Location
    Penna
    Posts
    2,452
    Post Thanks / WTG / Hug
    Blog Entries
    5
    Rep Power
    10

    Default

    Pay off the credit card. You already have the vacation basically covered. Have a great time!!
    Barb
    May l $$$$$ goals
    Grocery challenge 400.00/203.52
    Menu planning - 5/3
    Carpet fund 40/40 l
    Christmas 2012 50/50 :
    Change Jar @ May 12 = 849.02 Boston Fund!

    Time Goals
    New Recipe 2/2
    Home Project Organizational Challenge - Bathroom windowsill painted
    Utility room - paint door and hang border
    Hook up water barrell
    Clean out bedroom closet
    Exercise 3x week/20 mins
    UFO for April - baby bib #1

    YEARLY GOAL TRACKING 2012
    Carpet fund @ May = 2650
    Christmas 2012 @ May = 390
    Change Jar = Boston = 849.02
    UFOs done 2012 = 0
    Organization projects 12/4

    Working on learning to be calm and content

    Every little tiny bit helps to get rid of that debt
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  7. 06-29-2005, 03:46 PM #7
    forestdale
    forestdale is offline
    Registered User forestdale's Avatar
    Join Date
    Jan 2004
    Location
    Australia
    Age
    64
    Posts
    6,488
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    definately pay off the cc.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  8. 06-29-2005, 03:49 PM #8
    Michele Annette
    Michele Annette is offline
    Registered User Michele Annette's Avatar
    Join Date
    Mar 2004
    Posts
    4,266
    Post Thanks / WTG / Hug
    Rep Power
    13

    Default

    I agree, pay off the CC! Have a wonderful trip!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  9. 06-29-2005, 04:20 PM #9
    momof42003
    momof42003 is offline
    Registered User momof42003's Avatar
    Join Date
    Apr 2004
    Location
    Eugene, OR
    Age
    41
    Posts
    1,883
    Post Thanks / WTG / Hug
    Blog Entries
    5
    Rep Power
    10

    Default

    I know that the goal is to pay off debt and stay out of debt, but if you pay off the cc, and while on vacation you have an emergency, you could use the cc you paid off.... Would this be bad.........or just an emergency plan? I am not sure what I am trying to say, I just hope I make sense and don't sound like I want debt, this would be my line of thinking though..
    Bonnie mom to

    DD Roari 18 who has been accepted to BAYLOR!!
    DS Craig 16 who is about to get his permit
    DS Jared 14 just hanging with friends
    DD Valory 9 loving 3rd grade

    Lord help me, I have THREE teenagers!!!


    Married to Lyndell for 18 years.

    Avatar courtesy of me... Iris' I planted in my front yard a few years ago...[/FONT]

    2012 Goals
    Use the vegetables from my garden and learn to preserve.
    Cut down on all unnecessary things.
    Free is best.
    Get the garage completely cleaned out. Half done-Until BIL and SIL stored their stuff--now back to square 1.
    Make the yards nice-weed, mow, plant, flowerbeds,etc.
    Stay home more/eat out less if at all.
    FIND A NEW JOB!!!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  10. 06-29-2005, 04:26 PM #10
    favesis37
    favesis37 is offline
    Registered User favesis37's Avatar
    Join Date
    Jun 2005
    Location
    nebraska
    Age
    50
    Posts
    2,657
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    i would pay off the c.c
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Similar Threads

  1. Opinions, please and thank you
    By druthb00 in forum Automotive
    Replies: 11
    Last Post: 08-21-2010, 09:08 PM
  2. Need your opinions please..
    By Thevail in forum Debt Reduction & Money Management
    Replies: 14
    Last Post: 05-11-2010, 08:12 AM
  3. Your Opinions, Please
    By Milly in forum General Chat
    Replies: 3
    Last Post: 01-11-2009, 12:18 PM
  4. Would you eat this? need opinions :)
    By AmyMCGS in forum Kitchen Basics
    Replies: 27
    Last Post: 08-08-2008, 10:39 AM
  5. Need your opinions
    By sunshine in forum Sewing
    Replies: 4
    Last Post: 02-17-2006, 10:51 AM

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules