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Thread: Yay me!
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12-23-2005, 08:30 AM #1Registered User
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Yay me!
Did some banking yesterday. We had a couple of checks for Christmas, my little bonus check and a couple of mystery shopping checks. I deposited them in the bank. I paid American Express off and a magazine sub bill that was due. I then transferred $50 to savings. I think I will be able to transfer more, but I want to wait until everything clears to be sure. Granted, we only have $204 in savings, but that is $204 more than we had a month ago!
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12-23-2005, 08:40 AM #2Registered User
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Alright Cheryl. You go girl
KellieKellie
2012 Challenges
Reading challenge 6/52
Lose a pound challenge 3/50
Homestead challenge - Clean out gazebo
Home Project challenge - Plant garden/work on bedroom
Gocery Budget Challenge - 0/300
Coupon Saving challenge - 82.23
April Goals
1. Clean out dad's apartment - partially done
2. Work on his taxes-done and mailed
3. Track expenses - have to really work on this one
4. Find more freebies
5. find ways to reduce expenses since won't have a job after this month
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12-23-2005, 10:37 AM #3
Cheryl it's great you were able to put some money into savings.
I'm curious though - in the States can you still have a cc after filing bankruptcy? You mentioned American Express. In Canada, you can't for 7 years.
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12-23-2005, 10:55 AM #4Registered User
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That's great Cheryl! I am glad you were able to pay off some debt and add to your savings!!
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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12-23-2005, 11:07 AM #5Registered User
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American Express carries no balance - it has to be paid in full each month. There is no finance charge, but there is a monthly fee. I had a couple of presents for DH on there. Since it carries no balance it was not included in our bankruptcy. Comes in handy when making reservations etc.Originally posted by homesteadmamma
Cheryl it's great you were able to put some money into savings.
I'm curious though - in the States can you still have a cc after filing bankruptcy? You mentioned American Express. In Canada, you can't for 7 years.
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12-23-2005, 11:55 AM #6
Thanks Cheryl, I learn something new everyday.
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12-23-2005, 01:01 PM #7Registered User
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Cj you can't apply for a new one and I think that if you stay current with the ones you already have you can keep them but I could be wrong. The law changed recently and credit card balances can't be included in bankruptcy anymore.
~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
*We're debt freeeeeeeee! (including the house)*
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12-23-2005, 01:13 PM #8
Lisa, I find that quite interesting. Thanks!!
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12-23-2005, 04:49 PM #9Registered User
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WTG Cheryl!!!
Loving wife to DH (8/31/03) and Mommy to Owen Alexander (9/20/06)
Baby #2 due 5/30/2012
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12-23-2005, 09:16 PM #10Registered User
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YAY CHERYL!!!
wife to carl
mom to greg
sarah
and furbaby toby
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