Disoranized or procrasinting = $$ spent

**sunshine** · 01-24-2006, 10:47 AM

If you are one (like me) who tends to misplace items. . then you spend extra $$ to replace them.

Procratinating until the last minute also costs in increased $$ by missing sales, late fees, and so forth.

Do you have any examples in your own life?

**homesteadmamma** · 01-24-2006, 10:57 AM

I'm not a procrastinator, however I am very disorganized. It hasn't cost me any money yet (at least I don't think so) because even though I'm disorganized, dh is very organized. If I can't find something, he usually can.

**Emerald_Mommy** · 01-24-2006, 11:10 AM

I'm fairly organized but one day I misplaced my sunglasses, or thought I did. After I bought a new pair (at Dollar General of course) I came home and found my other pair right where they should be, I just hadn't looked hard enough.

Fortunately this hasn't happened to us very often.

**jlxian** · 01-24-2006, 11:19 AM

Yes, I must admit that I have paid a small fortune in late fees on a credit card that has a due date at a very inconvenient time. I know I should ask to have the due date changed. The last 6 months or so I've been very good about paying it on time and will pay it off very soon.

**Kimberlina** · 01-24-2006, 12:26 PM

Ack- all the time!

One specific example I can think of is scissors. I am forever buying scissors. Not good ones, mind you, because they will just get lost. So I have a WHOLE LOT of $2 scissors around here.

**peanut** · 01-24-2006, 01:50 PM

Arggh! Scotch tape, duct tape, masking tape...you name it. I'm always buying tape and then finding a partly used roll someplace else in the house. I think I have 3 rolls of masking tape now. I've given up counting the rolls of scotch tape floating around.

I keep it in 3 different places. I think that's the problem. No real home for it so I can never check to see if I'm out.

Jean

**Hardy1** · 01-24-2006, 02:12 PM

well - it's not so much I lose them, just don't get round to returning them.....library books. I could help them build an extension at the library with my fines.

**Katybird** · 01-24-2006, 02:23 PM

I have to agree with Kimberly, scissors. I used to blame my kids for misplacing them but now I have an empty nest and I am still misplacing and replacing them.

**Mojjo** · 01-25-2006, 07:48 AM

That was my first "big" frugal lesson...plan for the unexpected. I used to just buy fast food when stuff came up during the week that messed with dinner plans. Now I do enough weekend cooking that at least one night a week is leftovers, and that's my floater night. Also I have some things frozen in case of a dinner emergency.

The single largest money saver for me on the road to frugality is planning.

**Early Bird** · 01-25-2006, 10:19 AM

Like Mojjo said, PLANNING.

For example, if I upload photos to print TODAY, I won't have to pay extra for 1-hour processing when we do our Sam's Club run this Saturday.

For me, it's PENS. DD#1 always needs a pen with her. When hers is missing ... SHE TAKES MINE. So, if we were better organized, I would always be buying more pens!

**mizniteowl** · 01-25-2006, 02:23 PM

It's not that I'm disorganized and can't find anything but when I clear out what I feel is clutter at the moment, things I haven't used in a long time, about 2 weeks later I go looking for it cause I finally need it and it's not here anymore. That annoys me!

**tlenad** · 01-25-2006, 02:29 PM

I used to be really bad about not planning. I'd not have anything thawed out for dinner so I'd stop and pick something up on the way home. Now I have inexpensive items in the freezer that can be used when I'm too lazy to actually plan. That being said, I do need to thaw out some more chicken. I was also really bad about not taking my lunch to work.

Oh and scotch tape, I seriously have between 5 and 9 rolls around the apartment. I finally did make up a drawer in my kitchen where I keep tape and the like and that has helped a lot. Pens I'm still horrible about although I only have a total of four in the apartment, I never can find one when I need it.

The other thing, I'm bad about is planning to do something and get all the stuff to do it and then not starting...ie crafts projects and such. I've simply stopped buying the stuff now. I did finally get around and crochet myself an afgan though, I'm pretty pround of myself on that one.

**SammeyG** · 01-25-2006, 08:42 PM

I would say that I am little of both. What I think that is organized my dh thinks that it is a total mess. I have always have had that bad habbit. I do try to put my bills that are due in a bill paying book. That has somewhat helped. But this year I need to try to do a better job at getting things of both. With working two jobs last year I had a tendancy to forget about some of the c.c. bills. So of course I had to pay the late fee. Well I have been doing some what better on that. I have been trying to get them out around the time that I know that dh and I get paid. Even if it means paying the bill atleast two weeks early. I need to sit down and get a game plan of what I want to do and then do it.