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  1. 03-07-2006, 11:21 PM #1
    Shell
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    Default How Jaimie saved $1,200 a year

    http://frugalliving.about.com/od/dea...30706.htm?nl=1
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  2. 03-08-2006, 07:00 AM #2
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    that's what happened to me. spend, spend, spend with no accountability. DH and I's income last year was $192,129. Where did that money go!? and what do I have to show for it!?

    I went through my last year's expenses (microsoft money) and realized I spent $16,000+/- on miscellaneous. What that means -really- is 'I have no clue'. $10,000 on grocery! Those were the big ticket numbers. I don't do anything with DH's budget because- thank goodness- he manages money much better than I did.

    Once I saw that- epiphany!!
    I use the envelope system and it works!!
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  3. 03-08-2006, 07:13 AM #3
    Darlene
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    Those little things add up. Don't know what kind of water she's buying but she could buy a whole case 24-36 for less than $5
    ~*Darlene*~
    Live Well~LaughOften~Love Much

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  4. 03-08-2006, 07:53 AM #4
    FrugalMomof3
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    I agree, track your expenses!!! Can't stress it hard enough.
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  5. 03-08-2006, 08:51 AM #5
    AmyBoz
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    And THAT is my issue with people having pocket money. What do you really NEED that you can't plan for in advance?

    Great article!
    My Blog: http://amysreallife.wordpress.com

    Amy
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    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  6. 03-09-2006, 10:23 AM #6
    Shell
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    I can't believe the difference of me now and how I was say 15 years ago. I make a lot less money and have saved so much more!
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