In the savings game---little things add up

**Shell** · 03-19-2006, 11:22 PM

http://www.journalstar.com/articles/...e947207833.txt

Have you ever kept a journal of your spending? I think you would be surprised at how you piddle away your money. Remember: small leaks sink big ships.

**pecunierrant** · 03-20-2006, 01:10 PM

How true! Ive restarted keeping track of every penny we spend and boy does it help keep on track.
Thanks for posting all these great links, Im enjoying them.

**danni** · 03-20-2006, 03:04 PM

I never could remember tp write everything down so I taped a large envelope to the inside of my cupboard and I put all my reciepts in there. I go through it at the end of the month. It's amazing how those little things add up.

**poppyseed** · 03-20-2006, 08:38 PM

I like your envelope idea Danni... I try to keep track of everything I spend, and it's true, it really does help with keeping control of your money.

**SHOPGIRL** · 03-20-2006, 09:07 PM

Great article! I put money into my ROTH IRA and 401 monthly. It's automatic and I really don't miss it. Yes, I could use the money, but I look at the retirement savings as another bill. It's amazing how a little bit can add up over time.

I use one credit card that earns airline miles for just about everything. Now that credit cards are accepted just about everywhere, I try to use it as much as possible. This is how I track my spending. I also pay off the entire card monthly.