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04-14-2006, 05:23 PM #1Registered User
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Saved money today by going to my bank!
I went with DS#1 to open a checking account since he now has a job. I went to the bank were DH and I bank and they told me that since he is opening a checking account with them too, he will not have any monthly fees because we also bank there. They also informed me, while looking at my account, that I shouldn't be charged a monthly maintenance fee either. I have always payed $8 for as long as I can remember. She told me that since I do most of my banking online it was free! So I saved myself $8 a month by going to the bank. Had I known that, I would have went in sooner.
$8 a month x 12 months = $96 a year! $8 isn't much, but with gas on the rise, every little bit helps!~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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04-14-2006, 05:30 PM #2Registered User
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Michelle,
That's awesome! We only get charged $2 a month for our check return fee, but I have been doing online payments/banking for the past couple months and dont even write checks, gonna call them on Monday to get that $2 savings! It isn't much for every little bit counts!
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04-14-2006, 06:14 PM #3Registered User
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Our bank has free checking, which I love- i just opened a new account for my Avon transactions.
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04-15-2006, 04:26 PM #4Registered User
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I specifically picked our bank because it has no monthly fees, no annual fee for a debit card (seems all the banks around here charge one or the other!), and no minimum balance with direct deposit. The trade off is since its a small bank they only have 4 branches and 4 ATMS. But its something I can live with.
WTG Michelle!Loving wife to DH (8/31/03) and Mommy to Owen Alexander (9/20/06)
Baby #2 due 5/30/2012
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04-15-2006, 07:08 PM #5Registered User
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I use a credit union so there is no fee for online, atm or maintenance. Love it
KellieKellie
2012 Challenges
Reading challenge 6/52
Lose a pound challenge 3/50
Homestead challenge - Clean out gazebo
Home Project challenge - Plant garden/work on bedroom
Gocery Budget Challenge - 0/300
Coupon Saving challenge - 82.23
April Goals
1. Clean out dad's apartment - partially done
2. Work on his taxes-done and mailed
3. Track expenses - have to really work on this one
4. Find more freebies
5. find ways to reduce expenses since won't have a job after this month
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04-16-2006, 08:56 AM #6Registered User
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Thats great and you are right every bit helps. Our bank doesn't charge a fee if you have direct deposit, which we have.
Maggi
------------------------------------------------
Dh- Rick, sons- Ricky, Tim and Chris, Dd- Candace,my
Grankids, Savannah, Mylee, , Kyrie,Chance and Wyatt
My loveable other kids, Dogs-- Grace and Bruno.
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