Results 1 to 4 of 4
  1. #1
    Registered User kabin63's Avatar
    Join Date
    Jun 2006
    Location
    IN
    Age
    49
    Posts
    2,210
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default 0% interest on a credit card?

    How do you do that? I would love to have that instead of the 6% I am paying now. I only have one left to pay off, but it was the biggest of them all. Is it possible to negotiate this? Or do you have to transfer the amount to another account? I don't really want to open another account.
    TIA

  2. #2
    Registered User
    Join Date
    Mar 2006
    Location
    Texas
    Posts
    556
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default

    That's typically only an introductory rate if you get a new credit card account and if you qualify. You can try to negotiate, but I doubt they'll give you less than 6%. That's pretty low.

  3. #3
    Registered User SHOPGIRL's Avatar
    Join Date
    Jul 2005
    Posts
    2,267
    Post Thanks / WTG / Hug
    Blog Entries
    2
    Rep Power
    9

    Default

    You've got a really low credit card. I wouldn't be surprised if you receive a new credit card offer in the mail to transfer to a 0% card, but remember, it's always for a limited time.

  4. #4
    Registered User kabin63's Avatar
    Join Date
    Jun 2006
    Location
    IN
    Age
    49
    Posts
    2,210
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    I see, so maybe I am doing ok. I don't want to open another credit account. I want to keep our credit rating as high as I can.
    Thanks

Similar Threads

  1. Credit card raising interest rate!
    By Natalie in forum General Chat
    Replies: 8
    Last Post: 11-13-2009, 12:26 PM
  2. Help Please: Credit Card Interest
    By Duffy in forum Debt Reduction & Money Management
    Replies: 5
    Last Post: 11-14-2008, 10:51 AM
  3. credit card interest dropped
    By pinetree in forum Debt Reduction & Money Management
    Replies: 6
    Last Post: 01-09-2008, 01:44 PM
  4. lost my low interest credit card
    By pinetree in forum Debt Reduction & Money Management
    Replies: 10
    Last Post: 08-02-2007, 10:36 AM
  5. How I conquered my credit card interest rates!
    By SHOPGIRL in forum Debt Reduction & Money Management
    Replies: 17
    Last Post: 01-02-2006, 12:58 AM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •