What is your financial personality?

**Shell** · 08-20-2006, 10:53 AM

http://www.freethedrones.com/blog/ca...personalities/

Now some people don't have any money because they just don't make enough but there are sometimes other reasons. This is an interesting article.

**Michelle68** · 08-20-2006, 11:11 AM

Interesting article. Thanks!

--Michelle

**peanut** · 08-20-2006, 04:48 PM

Good articles. Dh is a foot dragger. I'm an emotional spender. Though some of my spendthrift friends would say I'm an obsessive tightwad! I don't think so though. I always look at cost effectiveness of frugal activities. But I consider health and other issues too.

I think it's very important to point out people may earn good incomes and have all kinds of reasons for not being in a good position financially.

The one theme I take issue with is the amount of money needed for retirement. I'm thinking the American social security must be a lot worse than the Canadian Pension Plan that all Canadians get at retirement. If I had $500,000 in investments up here, I'd be living well in retirement! I'd be getting CPP, OAS and my investment income. As I understand it, nothing gets clawed back unless my income goes over $60,000cdn/yr. This assumes no pension otherwise.

Jean

**Panndy1** · 08-20-2006, 09:56 PM

Looks like my dh and I are foot draggers. Now that he is 61 and I am almost 59, we are thinking we better get serious and do something about our bills etc.