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  1. 11-13-2006, 05:14 PM #1
    ironmaiden
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    Question Do you have a fixed or adjustable rate mortgage?

    What kind of mortgage do you have?

    Fixed at what rate?
    Adjustable (ARM) what kind, what is your current interest rate and when does it adjust?

    How long of a loan term?

    How many more years to go?
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  2. 11-13-2006, 05:15 PM #2
    ironmaiden
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    We have a 10 year fixed, 4.5% mortgage with about 6 years left.
    I say about cause we paid double for one year and I hope to go back to work in a couple years and pay it off early.
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  3. 11-13-2006, 05:18 PM #3
    FrugalMomof3
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    We have a fixed rate 6.125% for 20 years, we pay bi-weekly so we get our mortgage paid down in 16 years.
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  4. 11-13-2006, 05:21 PM #4
    Emerald_Mommy
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    25 year fixed, 5.5% for us. Most of it left to go because we re-financed.
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  5. 11-13-2006, 05:25 PM #5
    McD
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    We have a fixed 30 year with a 6.75%. A little high--but dh has no credit score. He has a dash.
    McD
    -wife to Z
    -mommy to Dubya & Moo Cow

    Blog: http://familystylemayhem.wordpress.com/


    My Ravelry: http://www.ravelry.com/projects/nicd...view=thumbnail
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  6. 11-13-2006, 06:18 PM #6
    Neeley
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    We have a fixed at 5.25%
    DD (19)
    DS (16)
    DH (Knocking on 40's door)
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  7. 11-13-2006, 06:29 PM #7
    yankeegal
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    we have a fixed with a rate of 4.99% It was a 10 year refinance and we have 7 years left.
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  8. 11-13-2006, 06:34 PM #8
    JustJoy
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    Fixed at what rate? 6.25%

    How long of a loan term? 30 yr

    How many more years to go? Too many!
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  9. 11-13-2006, 07:48 PM #9
    Michelle
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    Fixed at 5.75%
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


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  10. 11-13-2006, 07:51 PM #10
    dmvezina
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    We used to have a fixed but dh went & changed it to a 5 year adjustable.
    I don't like it, but we're locked into it for the 5 years or we end up with penalties. I hope he never does it again because nothing we pay goes towards the principal!!!
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  11. 11-13-2006, 10:13 PM #11
    pqb57
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    Fixed at 4.85
    Life may not be the party we hoped for, but while we are here we might as well dance.
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  12. 11-14-2006, 01:59 AM #12
    MTS04
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    fixed 4.25% 15 years
    It is what it is.
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  13. 11-14-2006, 06:06 AM #13
    rebecca
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    Fixed rate at 5.75% for 15 years. Have 13 more years on mortgage.
    No spend challenge: 10/30

    No eat out challenge: 0/31

    frugal challenges

    2012 reading challenge: 4/12

    April coups: $10

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    2nd EF: $7000:lemon

    Waste no more food challenge

    NO DEBT except MORTGAGE! $9950.54
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  14. 11-14-2006, 07:19 AM #14
    rosebron
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    We have a fixed rate for 15 years at 5.25%. We should have 11 years (2017) to go but my goal is to have it paid off by 2010 but no later than 2012.
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  15. 11-14-2006, 07:53 AM #15
    Laurie in Bradenton
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    Just changed from 9% for 30 years to 6% for 20 years.
    It worked out for us to change it around after we paid off an IRS lien.
    We had already paid off 10 years so really all I manged to do was get the rate lowered but that 3% will help.

    Laurie in Bradenton
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